AtalayaAtalaya

Calle Magnolia

Barrio del Progreso, Espinardo, Murcia • Duplex • Ref: #58E13041

€285,000
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Size

159 m²

Price / m²

€1,798

Rooms

4

OccupancyVacant
51
Calle Magnolia — Barrio del Progreso, Espinardo
Photo: Solvia
1 / 45

AI visual analysis

Automated analysis · physical condition

45 of 45 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Vivienda tipo dúplex en alquiler de 159 m² situada en Murcia. Localizada en un edificio residencial con ascensor construido en 1999, con 159 m² distribuidos en salón-comedor, cocina amueblada independiente, equipada con placa vitrocerámica, horno y campana extractora de humos, 4 dormitorios con armarios empotrados y 3 cuartos de baño. Además, cuenta con una gran terraza descubierta con una superficie de 43 m² y con cuarto trastero ubicado en la cuarta planta del edificio de 4 m². Siempre es una inversión rentable. El inmueble está situado cerca del Bario del Progreso, a 4 km aproximadamente del centro de Murcia, con acceso a N-301a en 5 minutos y también a otras carreteras principales por su uso en pocos minutos, que enlazan con otras pedanías o municipios cercanos. Cuenta con hospital y centro de salud a menos de un kilómetro, y con otros servicios como centro deportivo, bancos, supermercados, cafeterías, colegio o paradas de parada de autobús. Con nuestros servicios podrá encontrar la vivienda que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

3

Elevator

Yes

Year built

1999

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
4440016XH6043N0071TQ
Cadastral area
164 m²
Year built
2006
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

51/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 158.54m² en Espinardo a 1798€/m² (mediana zona 1747€/m², delta +2.9%). Buen Estado. Posesión libre. Zona muy_baja, 131 días en mercado.

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Barrio del Progreso, Espinardo, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+2.9%In line
Scope
Province (MITMA)
Zone median
€1,747 /m²
This asset
€1,798 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+159.1%Above anchor
Scope
Province (MITMA)
Zone median
€694 /m²
This asset
€1,798 /m²
Samples
1157
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€285,000
Transfer tax (ITP) 8% — Murcia€22,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€998
Estimated total investment€309,798

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceApr 2026 (133 days)
On Atalaya since13 May 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing