AtalayaAtalaya

Calle Profesor Francisco Tomás y Valiente

Elche, Alicante • Other • Ref: #565D6599

€89,900
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Size

56 m²

Price / m²

€1,605

Rooms

3

OccupancyVacant
51
Calle Profesor Francisco Tomás y Valiente — Elche
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

17 of 17 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •El salón presenta una decoración funcional, aunque con un estilo algo anticuado.
  • •La cocina está equipada con electrodomésticos y mobiliario de madera, mostrando un buen estado general.
  • •El dormitorio cuenta con un armario empotrado y una cama, con un aspecto cuidado.
  • •El exterior del edificio y el patio interior se ven en buen estado de conservación.

descriptionDescription

Descubre la mejor oferta inmobiliaria en Pisos de Particulares en Elche con Solvia. La mejor selección de viviendas de segunda mano particular en venta, para que encuentres la casa que estás buscando. Si buscas una vivienda práctica, sin escaleras y a un precio asequible en Elche, esta planta baja puede ser una opción muy interesante tanto para vivir como para invertir. La vivienda cuenta con aproximadamente 60 m² distribuidos de forma funcional en: 3 dormitorios, un baño, salón, cocina y patio trasero. Al estar situada en planta baja, ofrece un acceso cómodo y sencillo, mientras que su patio trasero aporta ese espacio exterior extra que siempre se agradece en el día a día. Sus tres dormitorios permiten adaptarla fácilmente a diferentes necesidades: vivienda familiar, despacho, habitación de invitados o incluso como propiedad destinada al alquiler. Una oportunidad para adquirir una planta baja de 3 habitaciones en Elche por menos de 90.000.-€, con espacio exterior y muchas posibilidades. Contáctanos para más información o para concertar una visita. Grandes oportunidades en venta de viviendas de segunda mano en Elche con Solvia. Esta publicación se realiza a instancias de un Comercializador de SOLVIA. SOLVIA no participa de la intermediación, ni se responsabiliza de la veracidad de los datos e información publicada a instancias del Comercializador.

Characteristics

Bathrooms

1

Elevator

No

Year built

1960

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
0690805YH0309B0001MQ
Cadastral area
56 m²
Year built
1960
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

51/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 56.00m² en Elche a 1605€/m² (mediana zona 1626€/m², delta -1.3%). Buen Estado. Posesión libre. Zona baja, inventario reciente (3 días).

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Elche, Alicante

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-1.3%In line
Scope
Municipality
Zone median
€1,626 /m²
This asset
€1,605 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+35.7%Above anchor
Scope
Postal code
Zone median
€1,183 /m²
This asset
€1,605 /m²
Samples
39
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€89,900
Transfer tax (ITP) 10% — Comunitat Valenciana€8,990
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€315
Estimated total investment€100,205

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceAug 2026 (5 days)
On Atalaya since28 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing