AtalayaAtalaya

Ps Circunvalación

Distrito de Sant Andreu, Navàs, Barcelona • Apartment • Ref: #54100E2C

€131,000-59% vs area market
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Size

99 m²

Price / m²

€1,323

Rooms

3

OccupancyVacant
83
Ps Circunvalación — Distrito de Sant Andreu, Navàs
Photo: Solvia
1 / 20

AI visual analysis

Automated analysis · physical condition

20 of 20 photos analyzed

Physical condition

Pristine

Photo quality

Good

descriptionDescription

Promoción de viviendas situadas en la población de Navas, Barcelona Edificio de 5 Alturas con viviendas de 1 a 3 dormitorios y de 1 a 3 baños. Ubicado en edificio de reciente construcción y situado en el extrarradio de la población que lo sitúa a unos minutos de la zona centro, contando con todos los servicios necesarios (colegios, escuelas infantiles, centros de salud, bancos, comercios, farmacias, hospital veterinario, etc.). La población dispone de buenas comunicaciones a través de la C-16 ( Autopista de Monserrat) o por carretera convencional por la C-1411z que cruza toda la población llegando a otras como La Ametlla de Merola, Cal Riera y a unos 20 minutos en coche de Manresa. Las viviendas disponen de unas superficies mínimas de 72 m² hasta los 125 m² y se distribuyen en salón-comedor, cocina independiente amueblada con armarios altos y bajos, 1, 2 y 3 dormitorios y de 1, 2 y 3 baños. Están equipadas con suelo de tarima flotante excepto en cuartos húmedos, carpintería exterior con doble acristalamiento y calefacción. Incluyen plaza de garaje. El edificio dispone de ascensor. Situadas en una zona tranquila con buenos acabados interiores. Garaje de 11 m²y trastero de 6 m² independientes. Por todo ello estas viviendas en la población de Navas representan una oportunidad para entrar a vivir con su familia. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

Yes

Year built

2012

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

D

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
7192305DG0379S0008DS
Cadastral area
99 m²
Year built
2008
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 3253 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

83/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
25/25
Legal liens
10/15
Zone liquidity
2/15

Vivienda de 99.00m² en Navàs a 1323€/m² (mediana zona 3269€/m², delta -59.5%). Estado Impecable. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -59.5% frente a la mediana zonal (3269€/m²)
  • +Estado impecable: entrar a vivir sin obra
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −3252 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Distrito de Sant Andreu, Navàs, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-59.5%Strong opportunity
Scope
Province (MITMA)
Zone median
€3,269 /m²
This asset
€1,323 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-20.7%Good price
Scope
Province (MITMA)
Zone median
€1,668 /m²
This asset
€1,323 /m²
Samples
3726
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€131,000
Transfer tax (ITP) 10% — Cataluña€13,100
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€459
Estimated total investment€145,559

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceOct 2017 (3253 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing