AtalayaAtalaya

Calle Río Tajo

Villarrubia de los Ojos, Ciudad Real • House • Ref: #5311FE26

€120,000-15% vs area market
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Size

247 m²

Price / m²

€486

Rooms

2

OccupancyVacant
58
Calle Río Tajo — Villarrubia de los Ojos
Photo: Solvia
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

Casa adosada en venta situada en Villarrubia de los Ojos, Ciudad Real. Inmueble distribuido en una sola planta, con 2 dormitorio y 1 baño con una superficie de 185 m² construido sobre una parcela de 247 m². El terreno no edificado se destina a patio y descubiertos. El estado del inmueble requiere reformas. Situado en el núcleo urbano, la zona donde se encuentra, dispone de todo tipo de servicios básicos necesarios como, comercios, restaurantes, supermercados, centros educativos, etc. A pocos minutos a pie del ayuntamiento de la localidad y el centro de salud. Cuenta con buena accesibilidad privada a través de la CM-4120, que conecta con la N-401 u la A-43 por las que podrá desplazarse con facilidad a poblaciones cercanas. Con nuestros servicios podrá encontrar la vivienda que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

1975

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 247 m² but the cadastre records 185 m² (-25%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
8214706VJ4481S0001LA
Cadastral area
185 m²
Year built
1975
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1825 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

58/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 247.00m² en Villarrubia de los Ojos a 486€/m² (mediana zona 570€/m², delta -14.7%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −1822 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Villarrubia de los Ojos, Ciudad Real

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-14.7%Good price
Scope
Municipality
Zone median
€570 /m²
This asset
€486 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+19.7%Above anchor
Scope
Province (MITMA)
Zone median
€406 /m²
This asset
€486 /m²
Samples
204
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€120,000
Transfer tax (ITP) 9% — Castilla-La Mancha€10,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€420
Estimated total investment€132,220

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceSept 2021 (1825 days)
On Atalaya since12 May 2026
Last updated29 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing