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Ps Paisos Catalans

Salt, GironaApartmentRef: #513EFDBB

€92,000-33% vs area market
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Size

79 m²

Price / m²

€1,172

Rooms

3

OccupancyUnconfirmed
70
Ps Paisos Catalans — Salt
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Piso de 79 m² ubicado en Salt, Girona. Se trata de un piso de 79 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 1 baño. Este atractivo piso se sitúa en una zona tranquila de Salt, con fáciles accesos por la carretera C-66, que conecta con las autovías A-2 y AP-7. La localidad cuenta con comunicaciones públicas mediante autobuses que conectan con Girona y otras áreas cercanas, facilitando así el desplazamiento diario. En Salt podemos encontrar servicios como supermercados, restaurantes, centros educativos y oficinas bancarias que aseguran la comodidad diaria de sus residentes. A poca distancia se pueden visitar puntos de interés como el Parque de la Pineda y el Centro de Salud de Salt, que brindan acceso a áreas verdes y atención sanitaria de calidad. Además, la proximidad a Girona permite disfrutar de una amplia oferta cultural y de entretenimiento, como museos y tiendas, complementando la vida en este acogedor barrio. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] El inmueble ha sido adquirido a través de un procedimiento judicial (concursal o hipotecario) por el vendedor, el cual no ha tomado todavía posesión del mismo. Se recomienda que el comprador obtenga asesoramiento profesional antes de adoptar la decisión de compra.

Characteristics

Bathrooms

1

Year built

1974

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
3471612DG8437A0022PG
Cadastral area
80 m²
Year built
1974
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 454 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

70/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
Physical state
Not assessable
Legal liens
10/15
Zone liquidity
13/15

Vivienda de 78.50m² en Salt a 1172€/m² (mediana zona 1747€/m², delta -32.9%). Estado Pendiente De Análisis Visual. Posesión desconocida. Zona baja, stock estancado (453 días).

trending_upStrengths

  • +Descuento del -32.9% frente a la mediana zonal (1747€/m²)

warningRisks

  • 453 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Salt, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-32.9%Strong opportunity
Scope
Municipality
Zone median
€1,747 /m²
This asset
€1,172 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+19.1%Above anchor
Scope
Postal code
Zone median
€984 /m²
This asset
€1,172 /m²
Samples
19
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€92,000
Transfer tax (ITP) 10% — Cataluña€9,200
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€322
Estimated total investment€102,522

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJun 2025 (454 days)
On Atalaya since30 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Salt by AI score

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing