AtalayaAtalaya

Piso en Venta en Cmno Quatre Fonts, 20

Vendrell el, Tarragona • Apartment • Ref: #4FA4EB75

€120,000-12% vs area market
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Size

73 m²

Price / m²

€1,644

Rooms

2

OccupancyUnconfirmed
48
Piso en Venta en Cmno Quatre Fonts, 20 — Vendrell el
Photo: Diglo

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada del edificio principal presenta un color anaranjado con balcones, mostrando un desgaste general y suciedad acumulada.
  • •Exterior: El edificio adyacente de color blanco muestra signos de suciedad y posibles humedades en la parte inferior, con grafitis en la pared.
  • •Exterior: Los bajos comerciales tienen persianas metálicas cerradas y la pintura de la fachada está desconchada en varias zonas.

descriptionDescription

Gran oportunidad de comprar un piso de dos habitaciones en la localidad de El Vendrell en Tarragona. No dejes pasar esta gran ocasión de adquirir en propiedad esta vivienda con una superficie de 74 m². dos habitaciones y dos cuartos de baño. El piso está localizado en la población de El Vendrell que ofrece una gran variedad de servicios y comodidades para los residentes. Encontrarás todo lo que necesitas para tu día a día a poca distancia del piso, como supermercados, colegios, restaurantes y transporte público. Si quieres ampliar información catastral consulta en catastro con la siguiente referencia 7245126CF7674C0005GE. ¿Te gustaría tener más información? No dudes en ponerte en contacto con nosotros. Visita sin compromiso, sin comisiones de intermediación. Más información rellenando el formulario de contacto. En Diglo estaremos encantados de atenderte. Otras características Planta 01 Calificación Energética E

Characteristics

Bathrooms

2

Year built

2007

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 73 m² but the cadastre records 88 m² (+21%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
7245126CF7674C0005GE
Cadastral area
88 m²
Year built
2007
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

48/100

Confidence: Medium

Score breakdown

Zone delta
13/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
7/15

Vivienda de 73.00m² en Vendrell el a 1644€/m² (mediana zona 1871€/m², delta -12.1%). Estado Mejorable. Posesión desconocida. Zona muy_baja, inventario reciente (8 días).

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vendrell el, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-12.1%Good price
Scope
Municipality (MITMA)
Zone median
€1,871 /m²
This asset
€1,644 /m²
Samples
275
Period
Q4-2025
Source
MITMA

account_balancevs other bank assets

+42.8%Above anchor
Scope
City
Zone median
€1,151 /m²
This asset
€1,644 /m²
Samples
30
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€120,000
Transfer tax (ITP) 10% — Cataluña€12,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€420
Estimated total investment€133,420
Estimated refurbishment (state: mejorable)€29,000 – €51,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceDiglo
On Atalaya since4 Jun 2026
Last updated12 Jun 2026

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Aggregated data from public sources and servicer Diglo. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing