AtalayaAtalaya

Calle Padilla, 54

Lista, Madrid • Apartment • Ref: #4E656547

€1,729,000
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Size

134 m²

Price / m²

€12,902

Rooms

3

OccupancyVacant
64
Calle Padilla, 54 — Lista, Madrid
Photo: aliseda
1 / 30

AI visual analysis

Automated analysis · physical condition

30 of 30 photos analyzed

Physical condition

Pristine

Photo quality

Good

descriptionDescription

Vivienda transformada por ArcTempus, ubicada en una finca clásica de 1947 con ascensor, en una de las calles más representativas del Barrio de Salamanca. El proyecto da vida a un espacio equilibrado y luminoso con salón-comedor amplio, cocina equipada, tres dormitorios, tres baños completos y cuarto de lavado. La suite principal con vestidor se concibe como un refugio sereno, donde la luz y los materiales naturales definen una atmósfera cálida y sofisticada. Amueblada y equipada con todo el confort, esta vivienda refleja la esencia ArcTempus: diseño contemporáneo, equilibrio y elegancia en un entorno prime de Madrid.

Characteristics

Bathrooms

3

Floor

1

Elevator

Yes

Terrace

No

Parking

No

Year built

1947

Pool

No

Air conditioning

Yes

Heating

Yes

Storage room

No

Garden

No

Energy rating

En tr

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
2659403VK4725H0010KY
Cadastral area
145 m²
Year built
1947
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

64/100

Confidence: High

Score breakdown

Zone delta
1/30
Possession
20/20
Physical state
25/25
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 134.00m² en Madrid a 12902€/m² (mediana zona 11263€/m², delta +14.6%). Estado Impecable. Posesión libre. Zona alta sin fecha de publicación fiable.

trending_upStrengths

  • +Estado impecable: entrar a vivir sin obra
  • +Aliseda no marca situación especial: presuponer vivienda libre

warningRisks

  • −Precio +14.6% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lista, Madrid, Madrid

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+14.6%Above anchor
Scope
Neighbourhood
Zone median
€11,263 /m²
This asset
€12,902 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-13.2%Good price
Scope
Postal code
Zone median
€14,870 /m²
This asset
€12,902 /m²
Samples
27
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€1,729,000
Transfer tax (ITP) 6% — Madrid€103,740
Notary (est.)€2,594
Land Registry (est.)€1,729
Admin agency (est.)€6,052
Estimated total investment€1,843,115

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing