AtalayaAtalaya

Calle Alta Ribagorça

Camarles, Tarragona • Apartment • Ref: #4E48E4B6

€136,700-60% vs area market
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Size

187 m²

Price / m²

€731

Rooms

2

OccupancyVacant
76
Calle Alta Ribagorça — Camarles
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

24 of 24 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un buen estado general, con pintura en buen estado y balcones con barandillas de hierro forjado.
  • •Exterior: Las zonas comunes exteriores y la calle adyacente se ven limpias y bien mantenidas.
  • •Pasillo: El pasillo interior del edificio está limpio y bien iluminado, con un ascensor moderno.
  • •Salon: El salón está vacío, con paredes recién pintadas y suelos de baldosas en buen estado.

descriptionDescription

Piso de 165 m² ubicado en El Lligallo de Ganguil, Camarles. Se trata de un piso de 165 m² distribuidos en salón-comedor, cocina, 2 dormitorios y 1 baño. Incluye 2 plazas de garaje. El piso se sitúa en El Lligallo de Ganguil, una tranquila pedanía de Camarles, con acceso directo desde la carretera N-340 y cercano a la AP-7, lo que facilita la conexión con otras localidades y puntos de interés de la provincia de Tarragona. Además, cuenta con paradas de autobús en las inmediaciones que conectan con localidades cercanas y servicios esenciales. En la zona se encuentran diversos servicios como supermercados, restaurantes, centros educativos y oficinas bancarias, así como otros negocios comerciales que garantizan una vida cómoda y práctica. Además, destaca la cercanía al Parque Natural del Delta del Ebro, un espacio de gran valor ecológico y turístico, ideal para disfrutar de actividades al aire libre y de la naturaleza. También se encuentra próximo a playas del litoral mediterráneo, lo que lo convierte en una ubicación privilegiada para quienes buscan tranquilidad y acceso a espacios naturales. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

2007

Energy rating

D

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
1945301CF0114F0084EZ
Cadastral area
187 m²
Year built
2007
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

76/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 187.00m² en Camarles a 731€/m² (mediana zona 1831€/m², delta -60.1%). Buen Estado. Posesión libre. Zona muy_baja, inventario reciente (27 días).

trending_upStrengths

  • +Descuento del -60.1% frente a la mediana zonal (1831€/m²)
  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Camarles, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-60.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,831 /m²
This asset
€731 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-14.2%Good price
Scope
Province (MITMA)
Zone median
€852 /m²
This asset
€731 /m²
Samples
831
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€136,700
Transfer tax (ITP) 10% — Cataluña€13,670
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€478
Estimated total investment€151,848

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceAug 2026 (29 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing