AtalayaAtalaya

Calle Sant Antoni

Lleida • Duplex • Ref: #4DD7D32E

€139,000
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Size

99 m²

Price / m²

€1,404

Rooms

2

OccupancyVacant
43
Calle Sant Antoni — Lleida
Photo: Solvia
1 / 19

AI visual analysis

Automated analysis · physical condition

19 of 19 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Salon: Las paredes presentan manchas de humedad y la pintura está en mal estado, indicando necesidad de reforma.
  • •Cocina: Los muebles de cocina están incompletos y desgastados, con electrodomésticos antiguos y faltantes.
  • •Baño: El baño es funcional pero muestra signos de antigüedad en los sanitarios y alicatados.
  • •Fachada: La fachada del edificio parece estar en buen estado general, con persianas y balcones.

descriptionDescription

Dúplex de 99 m² ubicado en Lleida. Se trata de un dúplex de 99 m² distribuidos en salón-comedor, cocina, 2 dormitorios y 2 baños. Dúplex se sitúa en el casco urbano, en zona céntrica de la localidad, con buenos accesos por la autovía A-2 y la autopista AP-2. Dispone de comunicaciones mediante red de autobuses urbanos con múltiples líneas que conectan los distintos barrios, así como estación de tren Lleida-Pirineus con servicios de media, larga distancia y alta velocidad, además de conexiones ferroviarias de FGC y estación de autobuses junto a la ferroviaria. En la zona podemos encontrar servicios como supermercados, centros educativos, instalaciones deportivas, oficinas bancarias y comercios. A pocos minutos del Hospital Universitario Arnau de Vilanova y del Hospital de Santa María. Con nuestros servicios podrá encontrar dúplex que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

Yes

Year built

2009

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
1996907CG0019F0008WK
Cadastral area
99 m²
Year built
2007
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

43/100

Confidence: High

Score breakdown

Zone delta
8/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 99.00m² en Lleida a 1404€/m² (mediana zona 1552€/m², delta -9.5%). Requiere Reforma Integral. Posesión libre. Zona media, inventario reciente (72 días).

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lleida, Lleida

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-9.5%In line
Scope
Municipality
Zone median
€1,552 /m²
This asset
€1,404 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+70.0%Above anchor
Scope
Postal code
Zone median
€826 /m²
This asset
€1,404 /m²
Samples
54
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€139,000
Transfer tax (ITP) 10% — Cataluña€13,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€487
Estimated total investment€154,387

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJun 2026 (74 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing