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AtalayaAtalaya

Calle García Morato

Abarán, MurciaHouseRef: #4ACD4A3E

€15,000-29% vs area market
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Size

42 m²

Price / m²

€360

Rooms

1

OccupancyOccupied · type to verify
62
Calle García Morato — Abarán
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • Fachada: La pintura de la fachada está desconchada en varias zonas, lo que indica falta de mantenimiento.
  • Exterior: Las instalaciones eléctricas y de telecomunicaciones están a la vista y desordenadas en la fachada.
  • Exterior: Las barandillas de la escalera exterior parecen estar en buen estado, pero la rampa de acceso presenta desgaste.

descriptionDescription

Casa de 42 m² ubicada en Abarán, Murcia. Se trata de una casa en estado de ruina de 42 m² distribuidos en varias estancias. La vivienda se sitúa en el núcleo urbano de Abarán, con acceso directo desde la Calle García Morato, lo que facilita su conexión con las principales vías de la localidad. Desde esta ubicación, se puede acceder cómodamente a la carretera RM-512, que conecta con otras localidades cercanas y con la autovía A-30, permitiendo un desplazamiento ágil hacia Murcia y otras áreas de interés. En cuanto a las comunicaciones públicas, Abarán cuenta con una red de autobuses interurbanos que enlazan con municipios cercanos, así como con servicios de transporte que conectan con la estación de tren de Cieza, situada a pocos kilómetros, ofreciendo acceso a líneas ferroviarias de media y larga distancia. La zona dispone de una amplia variedad de servicios esenciales, como supermercados, restaurantes, centros educativos y oficinas bancarias. Además, en las cercanías se encuentran instalaciones deportivas y un centro de salud que garantiza una atención médica accesible. Entre los puntos de interés de la localidad destaca el Parque de las Norias, un espacio emblemático que combina naturaleza y patrimonio cultural, ideal para disfrutar de actividades al aire libre. Con nuestros servicios podrá encontrar la casa que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

1950

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 41.66 m² but the cadastre records 172 m² (+313%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
0699622XH4209H0001ZH
Cadastral area
172 m²
Year built
1950
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 336 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

62/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
10/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
12/15

Vivienda de 41.66m² en Abarán a 360€/m² (mediana zona 508€/m², delta -29.1%). Estado Mejorable. Posesión con ocupación a verificar. Zona baja, 335 días en mercado.

trending_upStrengths

  • +Descuento del -29.1% frente a la mediana zonal (508€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Abarán, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-29.1%Strong opportunity
Scope
Municipality
Zone median
€508 /m²
This asset
€360 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

0.0%In line
Scope
Postal code
Zone median
€360 /m²
This asset
€360 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€15,000
Transfer tax (ITP) 8% — Murcia€1,200
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€17,500
Estimated refurbishment (state: mejorable)€16,500€29,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceSept 2025 (336 days)
On Atalaya since12 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing