AtalayaAtalaya

Casa en Major

Carme, Barcelona • House • Ref: #4A8EB488

€84,000
open_in_newView original listing

Get new bank-owned properties in Carme under your budget by email. Free.

Size

487 m²

Price / m²

€172

Rooms

5

OccupancyUnconfirmed
31
Casa en Major — Carme
Photo: Hipoges
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR ¡Vivienda a reformar con encanto y gran potencial! Ponemos a tu alcance esta vivienda a reformar ubicada en la tranquila localidad de Carme, provincia de Barcelona, una oportunidad ideal para quienes buscan crear un hogar totalmente personalizado. La vivienda se presenta como un lienzo en blanco, con una estructura que permite replantear los espacios y adaptarlos a un estilo de vida actual. La zona de día ofrece estancias con amplitud suficiente para proyectar un salón-comedor acogedor, pensado como punto de encuentro del hogar, la cocina, concebida como espacio independiente, permite diseñar un ambiente práctico y funcional, con posibilidades de incorporar amplias superficies de trabajo, zonas de almacenaje optimizadas o incluso integrarla visualmente con la zona de estar tras la reforma, creando un conjunto más contemporáneo y dinámico. En la zona de descanso, las estancias existentes facilitan una redistribución flexible, pudiendo destinarse a dormitorios principales y habitaciones auxiliares, el baño, actualmente a actualizar. Carme se caracteriza por su entorno natural, tranquilidad y calidad de vida, con servicios básicos en el municipio y fácil acceso a poblaciones cercanas. A pocos minutos en coche se encuentran Capellades e Igualada, donde se concentran supermercados, centros educativos, servicios sanitarios y una amplia oferta comercial. La conexión por carretera permite llegar a Igualada en aproximadamente 15 minutos y a Barcelona en torno a una hora, combinando calma residencial y buena accesibilidad. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

2

Elevator

No

Terrace

No

Parking

No

Year built

1880

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
4991311CF8949S
Cadastral area
532 m²
Year built
1880
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

31/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
8/15

Vivienda de 487.00m² en Carme a 172€/m² (mediana zona 3269€/m², delta -94.7%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, 91 días en mercado.

trending_upStrengths

  • +Descuento del -94.7% frente a la mediana zonal (3269€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Carme, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-94.7%Strong opportunity
Scope
Province (MITMA)
Zone median
€3,269 /m²
This asset
€172 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-89.7%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,668 /m²
This asset
€172 /m²
Samples
3726
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€84,000
Transfer tax (ITP) 10% — Cataluña€8,400
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€93,700

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since1 Jun 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing