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Calle Nabril Baix

Alforja, TarragonaApartmentRef: #494C80DD

€65,500-56% vs area market
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Size

146 m²

Price / m²

€449

Rooms

3

OccupancyVacant
76
Calle Nabril Baix — Alforja
Photo: Solvia
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Piso ubicado en Alforja, Tarragona. Se trata de un piso de 137 m²y 105 m² útiles, distribuidos en salón-comedor, cocina, 3 dormitorios y 2 baños. Este inmueble se encuentra en la calle Nabril Baix, en el núcleo urbano de Alforja, con accesos cómodos a través de la carretera TV-7011 que conecta con la N-420, facilitando la comunicación con localidades cercanas y la autovía A-7, principal vía de conexión en la zona. En Alforja, podrá encontrar servicios esenciales como supermercados, restaurantes, instalaciones deportivas y centros educativos, además de oficinas bancarias y otros comercios locales que cubren las necesidades diarias. A pocos kilómetros se encuentra el Hospital Comarcal de Reus, que ofrece atención sanitaria especializada, así como varios centros de salud en poblaciones próximas. Para el transporte público, la zona está servida por líneas regulares de autobús que conectan Alforja con Reus y Tarragona, donde se encuentran estaciones de tren con conexiones a Barcelona y otras ciudades importantes. El aeropuerto más cercano es el Aeropuerto de Reus, situado a aproximadamente 25 km, facilitando los desplazamientos nacionales e internacionales. El piso presenta un aspecto general cuidado, con una estructura sólida y bien mantenida, ideal para quienes buscan una vivienda cómoda en un entorno tranquilo y bien comunicado. La zona destaca por su entorno natural y la proximidad a puntos de interés como el Parque Natural de la Serra de Llaberia, perfecto para actividades al aire libre y turismo rural. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Year built

1900

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
0242214CF3604C0003FJ
Cadastral area
146 m²
Year built
1900
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 630 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

76/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 146.00m² en Alforja a 449€/m² (mediana zona 1025€/m², delta -56.2%). Buen Estado. Posesión libre. Zona muy_baja, stock estancado (629 días).

trending_upStrengths

  • +Descuento del -56.2% frente a la mediana zonal (1025€/m²)
  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 629 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Alforja, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-56.2%Strong opportunity
Scope
Municipality
Zone median
€1,025 /m²
This asset
€449 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-47.3%Strong opportunity
Scope
Province (MITMA)
Zone median
€852 /m²
This asset
€449 /m²
Samples
831
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€65,500
Transfer tax (ITP) 10% — Cataluña€6,550
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€73,350

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceDec 2024 (630 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing