AtalayaAtalaya

Calle Sant Salvador

Ripollet, Barcelona • Apartment • Ref: #48A8FCCC

€118,400-10% vs area market
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Size

62 m²

Price / m²

€1,910

Rooms

3

OccupancyVacant
57
Calle Sant Salvador — Ripollet
Photo: Solvia
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Las paredes de los dormitorios y el pasillo presentan suciedad y grafitis, indicando un estado de abandono.
  • •Los suelos de gres en toda la propiedad están desgastados y sucios, con marcas de cinta adhesiva y suciedad acumulada.
  • •Las ventanas en algunas habitaciones están cubiertas con materiales improvisados, sugiriendo falta de mantenimiento y seguridad.
  • •La zona de lavadero o trastero muestra instalaciones antiguas y un calentador de agua visiblemente deteriorado.

descriptionDescription

Piso de 62 m² ubicado en Ripollet, Barcelona. Se trata de un piso de 62 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 1 baño. El piso se sitúa en el núcleo urbano de Ripollet, con buenos accesos por la C-58, la N-150 y la AP-7, y con comunicaciones mediante líneas de autobús interurbano y urbano, además de conexión próxima con la red de cercanías en municipios del entorno. En la zona podemos encontrar servicios como supermercados, restaurantes, centros educativos, instalaciones deportivas, centros de salud, oficinas bancarias y otros comercios. A pocos minutos del Parc dels Pinetons y del polideportivo municipal. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

1964

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
9549919DF2994H0037PQ
Cadastral area
62 m²
Year built
1964
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

57/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
10/15

Vivienda de 62.00m² en Ripollet a 1910€/m² (mediana zona 2135€/m², delta -10.5%). Requiere Reforma Integral. Posesión libre. Zona baja, inventario reciente (70 días).

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ripollet, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-10.5%Good price
Scope
Municipality
Zone median
€2,135 /m²
This asset
€1,910 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-0.1%In line
Scope
Postal code
Zone median
€1,912 /m²
This asset
€1,910 /m²
Samples
16
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€118,400
Transfer tax (ITP) 10% — Cataluña€11,840
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€414
Estimated total investment€131,654

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJun 2026 (74 days)
On Atalaya since28 Aug 2026
Last updated28 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing