AtalayaAtalaya

Cortijo en las Navas de Abajo, Illora

Illora • House • Ref: #489AB743

€102,400-43% vs area market
open_in_newView original listing

Size

181 m²

Price / m²

€565

Rooms

2

OccupancyUnconfirmed
65
Cortijo en las Navas de Abajo, Illora — Illora
Photo: Cimenta2
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Casa-cortijo ubicada sobre una parcela de 2.200 m2. Se encuentra en Las Navas de Abajo, partido de Tierra Alta, perteneciente al término de Illora. La vivienda cuenta con una superficie de 183 m2 construidos, distribuidos en dos plantas. Está compuesta de: cocina, salón, dormitorios, cuarto de baño, cuadra, cámara, colgadizo y corral. El resto de la parcela se destina a zonas de acceso peatonal y vehículos, piscina y huerto. Inmueble situado en un entorno natural tranquilo, a poca distancia de los núcleos urbanos de Puerto Lope e Íllora.

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 306 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

65/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
7/15
Zone liquidity
7/15

Vivienda de 181.24m² en Illora a 565€/m² (mediana zona 986€/m², delta -42.7%). Estado Pendiente De Análisis Visual. Posesión desconocida. Zona muy_baja, 305 días en mercado.

trending_upStrengths

  • +Descuento del -42.7% frente a la mediana zonal (986€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Illora

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-42.7%Strong opportunity
Scope
Municipality
Zone median
€986 /m²
This asset
€565 /m²
Period
mayo 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
3 Jun 2026
€128,000arrow_forward€102,400-20%

Listing intel

SourceCimenta2
On the market sinceOct 2025 (306 days)
On Atalaya since13 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing