AtalayaAtalaya

Lg Traviesas

Monfero, A Coruña • House • Ref: #48929BD9

€219,000-46% vs area market
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Size

248 m²

Price / m²

€883

Rooms

2

OccupancyUnconfirmed
49
Lg Traviesas — Monfero
Photo: Solvia
1 / 39

AI visual analysis

Automated analysis · physical condition

39 of 39 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La fachada de piedra presenta un aspecto antiguo pero en buen estado general.
  • •Interior: Las paredes interiores muestran signos de humedad y deterioro, especialmente en la zona del bar.
  • •Cocina: La cocina está incompleta, con muebles faltantes y un aspecto descuidado.
  • •Suelos: Los suelos de baldosas están sucios y con algunas manchas, indicando falta de mantenimiento.

descriptionDescription

Casa de 248 m² ubicada en Monfero, A Coruña. Se trata de una casa de 248 m² desarrollados en dos plantas. La planta baja está destinada a local/almacén con varios baños. La planta alta está distribuida en varias estancias aptas para la vida diaria. La vivienda se sitúa en la zona de Travesas, en un entorno rural del municipio de Monfero, contando con acceso por la carretera AC-151 y conexión con otras vías del entorno de O Eume. Dispone de comunicaciones mediante líneas de autobús interurbano con conexión hacia Pontedeume, Betanzos y otros municipios próximos. En la zona podemos encontrar servicios como supermercados, centros educativos, instalaciones deportivas, restaurantes y pequeños comercios. Con nuestros servicios podrá encontrar la casa que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Year built

1930

Garden

Yes

Energy rating

F

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
002300300NH79H0001ZW
Cadastral area
248 m²
Year built
1930
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 740 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

49/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 248.00m² en Monfero a 883€/m² (mediana zona 1646€/m², delta -46.4%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -46.4% frente a la mediana zonal (1646€/m²)

warningRisks

  • −738 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Monfero, A Coruña

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-46.4%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,646 /m²
This asset
€883 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+28.3%Above anchor
Scope
Province (MITMA)
Zone median
€688 /m²
This asset
€883 /m²
Samples
60
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€219,000
Transfer tax (ITP) 9% — Galicia€19,710
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€767
Estimated total investment€240,477

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceAug 2024 (740 days)
On Atalaya since2 Jun 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing