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Calle Los Rosales, s/n

Gallardos (los), AlmeríaHouseRef: #47B96AB4

€299,000-57% vs area market
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Size

440 m²

Price / m²

€679

Rooms

3

OccupancyVacant
80
Calle Los Rosales, s/n — Gallardos (los)
Photo: aliseda
1 / 29

AI visual analysis

Automated analysis · physical condition

29 of 29 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Chalet en la localidad de Los Gallardos, en la provincia de Almería, este impresionante chalet es una oportunidad única para disfrutar de un estilo de vida exclusivo y confortable. Con una orientación suroeste, la propiedad se beneficia de una excelente iluminación natural durante todo el día, creando un ambiente cálido y acogedor. Esta vivienda se extiende sobre una generosa superficie construida de 440 m², de los cuales 192 m² son útiles, ofreciendo un espacio amplio y versátil para adaptarse a las necesidades de cualquier familia. La distribución interior está diseñada para maximizar el confort y la funcionalidad, contando con armarios empotrados que proporcionan un almacenamiento eficiente. La cocina, completamente amueblada, se convierte en el corazón del hogar, ideal para disfrutar de momentos culinarios en familia. Además, el exterior del chalet es igualmente impresionante, con una piscina privada que invita a relajarse y disfrutar del clima mediterráneo en la privacidad de su propio hogar. Situado en la Calle los Rosales, este chalet ofrece la tranquilidad de una zona residencial, sin renunciar a la cercanía de los servicios y comodidades que ofrece la ciudad de Los Gallardos. Este es el lugar perfecto para quienes buscan un refugio de paz y serenidad, sin comprometer el acceso a las facilidades urbanas. Descubre el placer de vivir en un entorno privilegiado, donde cada detalle está pensado para ofrecer una experiencia residencial inigualable. Este chalet es más que una propiedad, es un hogar que espera ser disfrutado.

Characteristics

Bathrooms

4

Elevator

No

Terrace

Yes

Parking

No

Year built

2010

Pool

Yes

Air conditioning

Yes

Heating

No

Storage room

No

Garden

Yes

Energy rating

En tr

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 440 m² but the cadastre records 221 m² (-50%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4933225WG9143S0001RL
Cadastral area
221 m²
Year built
2010
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

80/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 440.00m² en Gallardos (los) a 679€/m² (mediana zona 1564€/m², delta -56.6%). Buen Estado. Posesión libre. Zona muy_baja, inventario reciente (28 días).

trending_upStrengths

  • +Descuento del -56.6% frente a la mediana zonal (1564€/m²)
  • +Estado habitable sin reforma inmediata
  • +Aliseda no marca situación especial: presuponer vivienda libre

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Gallardos (los), Almería

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-56.6%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,564 /m²
This asset
€679 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-13.8%Good price
Scope
Province (MITMA)
Zone median
€788 /m²
This asset
€679 /m²
Samples
386
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€299,000
Transfer tax (ITP) 7% — Andalucía€20,930
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,047
Estimated total investment€321,977

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceAug 2026 (29 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing