AtalayaAtalaya

Calle De la Cruz, s/n

Cabezo de Torres, Murcia • House • Ref: #4797C6D8

€25,900
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Size

112 m²

Price / m²

€231

Rooms

3

OccupancyOccupied · no title
35
Calle De la Cruz, s/n — Cabezo de Torres, Murcia
Photo: aliseda
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Os damos la bienvenida a esta espaciosa casa ubicada en Cabezo de Torres, Murcia. La vivienda se distribuye en tres habitaciones, salón-comedor, cocina y un baño. Localizada en el centro de Cabezo de Torres. En sus alrededores encontramos escuelas, supermercados, bancos, bibliotecas, farmacias, oficinas de correos, centros deportivos y varias paradas de autobús. En términos de accesibilidad, la propiedad dispone de múltiples conexiones y cuenta con fácil acceso a Autovía del Mediterráneo. En Aliseda Inmobiliaria tenemos la mayor oferta de inmuebles al mejor precio garantizado. Descubre nuestra amplia oferta inmobiliaria y no pierdas la oportunidad de encontrar la casa perfecta para ti.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1930

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
4804202XH6140S0001SY
Cadastral area
112 m²
Year built
1930
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

35/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
2/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
12/15

Vivienda de 112.00m² en Murcia a 231€/m² (mediana zona 1445€/m², delta -84.0%). Estado Pendiente De Análisis Visual. Posesión con ocupación irregular. Zona alta, 141 días en mercado.

trending_upStrengths

  • +Descuento del -84.0% frente a la mediana zonal (1445€/m²)
  • +Zona de alta actividad con inventario fresco

warningRisks

  • −Aliseda marca la vivienda como ocupada sin título legal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cabezo de Torres, Murcia, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-84.0%Strong opportunity
Scope
Neighbourhood
Zone median
€1,445 /m²
This asset
€231 /m²
Period
abril 2026
Source
Idealista

account_balancevs other bank assets

-70.0%Strong opportunity
Scope
City
Zone median
€769 /m²
This asset
€231 /m²
Samples
237
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€25,900
Transfer tax (ITP) 8% — Murcia€2,072
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€29,272

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing