AtalayaAtalaya

Casa Independiente en Pesues

Val de San Vicente, Cantabria • House • Ref: #479434B0

€335,000-53% vs area market
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Size

333 m²

Price / m²

€1,006

Rooms

4

OccupancyUnconfirmed
67
Casa Independiente en Pesues — Val de San Vicente
Photo: Hipoges
1 / 49

AI visual analysis

Automated analysis · physical condition

49 of 49 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR ¡Exclusiva vivienda en Val de San Vicente! Descubre esta magnífica vivienda que consta de tres plantas, de en uno de los enclaves más cautivadores del norte de España, en la localidad de Val de San Vicente, provincia de Cantabria. Una vivienda con personalidad, amplitud y encanto, ideal para familias que desean establecer su hogar en un entorno natural privilegiado con demanda creciente de turismo rural y residencial. Esta vivienda destaca por su cuidada distribución en varias plantas que combinan funcionalidad, luminosidad y espacios amplios para el confort diario. En su interior encontramos 4 dormitorios dobles, todos con gran capacidad de almacenaje, 4 baños completos, una zona de día que incluye un amplio salón-comedor con ventanales orientados al paisaje montañoso, lo que aporta una sensación continua de conexión con el entorno, una cocina independiente, con espacio de office, resulta ideal para el uso cotidiano y la vida en familia, una plaza de garaje y un patio privado. Situada en Val de San Vicente, en el occidente de Cantabria, disfrutarás de un entorno natural inmejorable, muy cerca del mar y de la montaña. A tan solo 5 minutos en coche de playas como la de Pechón y a 20 minutos de San Vicente de la Barquera, esta zona ofrece un equilibrio perfecto entre vida tranquila y accesibilidad a centros urbanos. La vivienda está bien conectada mediante la autovía A-8, lo que facilita el acceso a otras ciudades de interés como Santander o Llanes. A menos de 2 km hay centros educativos, supermercados, consultorios médicos y opciones de ocio. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

4

Elevator

No

Terrace

No

Parking

No

Year built

2011

Pool

No

Air conditioning

No

Heating

Yes

Storage room

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 333 m² but the cadastre records 30 m² (-91%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9736020UP7093N
Cadastral area
30 m²
Year built
1920
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

67/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
20/25
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 333.00m² en Val de San Vicente a 1006€/m² (mediana zona 2154€/m², delta -53.3%). Buen Estado. Posesión desconocida. Zona muy_baja, 114 días en mercado.

trending_upStrengths

  • +Descuento del -53.3% frente a la mediana zonal (2154€/m²)
  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Val de San Vicente, Cantabria

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-53.3%Strong opportunity
Scope
Province (MITMA)
Zone median
€2,154 /m²
This asset
€1,006 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-10.9%Good price
Scope
Province (MITMA)
Zone median
€1,129 /m²
This asset
€1,006 /m²
Samples
132
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€335,000
Transfer tax (ITP) 10% — Cantabria€33,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,173
Estimated total investment€370,673

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since8 May 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing