AtalayaAtalaya

Calle San Lorenzo, 4

Cadrete, Zaragoza • Apartment • Ref: #465D7B28

€831,000
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Size

1761 m²

Price / m²

€471

OccupancyVacant
49
Calle San Lorenzo, 4 — Cadrete
Photo: sareb
1 / 23

AI visual analysis

Automated analysis · physical condition

23 of 23 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •La fachada del edificio se encuentra en buen estado, con ladrillo visto y persianas en las ventanas.
  • •El pasillo interior del edificio muestra signos de desgaste en el suelo y las paredes.
  • •Los dormitorios tienen suelos de parquet y paredes blancas, pero se aprecian algunos desperfectos en las paredes y falta de enchufes.
  • •El baño presenta azulejos en tonos marrones y blancos, con sanitarios básicos, pero el suelo parece sucio o dañado.

descriptionDescription

Gran oferta de Piso en CADRETE. Situado en CALLE SAN LORENZO, dispone de una superficie de 123 m2 .

Characteristics

Floor

2

Elevator

No

Terrace

No

Parking

No

Year built

2010

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 1761 m² but the cadastre records 156 m² (-91%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
0124526XM7002S0010DB
Cadastral area
156 m²
Year built
2010
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

49/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
3/15

Vivienda de 1761.00m² en Cadrete a 471€/m² (mediana zona 1749€/m², delta -73.1%). Estado Mejorable. Posesión libre. Zona media, inventario reciente (20 días).

trending_upStrengths

  • +Descuento del -73.1% frente a la mediana zonal (1749€/m²)
  • +Aliseda no marca situación especial: presuponer vivienda libre

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cadrete, Zaragoza

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-73.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,749 /m²
This asset
€471 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+44.5%Above anchor
Scope
Province (MITMA)
Zone median
€326 /m²
This asset
€471 /m²
Samples
297
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€831,000
Transfer tax (ITP) 8% — Aragón€66,480
Notary (est.)€1,247
Land Registry (est.)€831
Admin agency (est.)€2,909
Estimated total investment€902,467
Estimated refurbishment (state: mejorable)€704,500 – €1,232,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceAug 2026 (21 days)
On Atalaya since17 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer sareb. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing