AtalayaAtalaya

Calle Sagrat Cor de Jesús

Sant Feliu de Guíxols, Girona • House • Ref: #461A2D37

€180,000-31% vs area market
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Size

67 m²

Price / m²

€2,707

Rooms

6

OccupancyVacant
57
Calle Sagrat Cor de Jesús — Sant Feliu de Guíxols
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

23 of 23 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta desgaste y cables expuestos, con una puerta de entrada de madera simple y una ventana con rejas.
  • •Salon: El salón tiene paredes con manchas y desconchones, un techo con molduras decorativas pero con pintura deteriorada y una bombilla colgando.
  • •Cocina: La cocina muestra muebles antiguos y deteriorados, azulejos con diseños pasados de moda y una campana extractora con conductos expuestos.
  • •Cocina: Otra cocina presenta muebles de madera incompletos y deteriorados, un fregadero con tuberías expuestas y una ventana con rejas.

descriptionDescription

Vivienda de 66 m² a la venta en Sant Feliu de Guíxols (Girona). Localizada en el límite del casco urbano, esta vivienda ofrece fácil incorporación por carretera a la C-65 entre otras, llegando a ella en menos de 2 minutos en coche. En los alrededores se pueden encontrar todos los servicios necesarios como centro de salud, farmacia, restaurantes, centros educativos, locales comerciales, parques, gasolinera, pistas deportivas, etc. Llegar a la playa solo lleva 5 minutos en coche. La vivienda, construida en el año 1962, cuenta con una superficie de 66 m² distribuida en 6 dormitorios, 2 cuartos de baño, cocina y comedor. En la planta superior, la vivienda dispone de una amplia terraza. Con los servicios de Solvia podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

No

Year built

1964

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

F

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 66.5 m² but the cadastre records 134 m² (+102%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2272510EG0227S0001RT
Cadastral area
134 m²
Year built
1962
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1469 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

57/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 66.50m² en Sant Feliu de Guíxols a 2707€/m² (mediana zona 3930€/m², delta -31.1%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -31.1% frente a la mediana zonal (3930€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −1467 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Sant Feliu de Guíxols, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-31.1%Strong opportunity
Scope
Municipality
Zone median
€3,930 /m²
This asset
€2,707 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+139.6%Above anchor
Scope
Postal code
Zone median
€1,130 /m²
This asset
€2,707 /m²
Samples
14
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€180,000
Transfer tax (ITP) 10% — Cataluña€18,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€630
Estimated total investment€199,630

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceAug 2022 (1469 days)
On Atalaya since11 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing