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Calle Riu Ter, 6

Tarragona (pol. Camp Clar), Tarragona • Storage · Auction • Ref: #45BBC353

€166,420
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Size

92 m²

Rooms

3

OccupancyUnconfirmed
23
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

DESCRIPCIÓN: 1. VEINTICUATRO. Entidad número 24.- VIVIEDA en la planta 6ª, puerta 2ª del edificio 1 o escalera 11 del conjunto urbanístico EDIEICI SB RIU LLOBREGAT, situado en Tarragona, Pol Camp Clar. Anejos Plaza de aparac y trastero nº54.Hoy calle Riu Ter, nº6.

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€136,660
Detalle cargasHipoteca a favor de BANCO BILBAO-VIZCAYA ARGENTARIA SA por 133135.60 EUR de capital, 15976.27 EUR de intereses ordinarios, 47928.82 EUR de intereses de demora, 17% del capital para costas procesales y 3% del capital para gastos y perjuicios. Novada varias veces, la última ampliación de capital es de 3523.93 EUR, resultando un capital total garantizado de 136659.53 EUR. Los intereses ordinarios garantizados son 16127.80 EUR y los de demora 48372.83 EUR. Las costas procesales son 352.39 EUR y los gastos y perjuicios 70.48 EUR. Además, servidumbre de paso de vehículos y personas.
Hipoteca€136,660
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca, servidumbre, afeccion_fiscal
Análisis riesgoLa propiedad tiene una hipoteca activa como carga principal. La ocupación es desconocida, lo que podría implicar un proceso de desalojo. La vivienda es habitual, lo que puede complicar el proceso de ejecución.

assignmentCadastral data

Cadastral ref.
43018000681063

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

23/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Area demand
3/25
Legal liens
4/15
Zone liquidity
Not assessable
—

Subasta BOE en Tarragona (pol. Camp Clar) a 166,420€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 19 días.

trending_upStrengths

  • +Subasta inminente: cierre en 19 días, ventana de decisión limitada (presión vendedora)

warningRisks

  • −Sin referencia zonal específica para storage en esta zona
  • −Documentación judicial aún sin parsear: cargas y procedimiento por confirmar
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Tarragona (pol. Camp Clar), Tarragona

Estimated acquisition costs

Asset price€166,420
Transfer tax (ITP) 10% — Cataluña€16,642
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€582
Estimated total investment€184,644

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 14 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceAug 2026 (6 days)
On Atalaya since26 Aug 2026
Last updated26 Aug 2026

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing