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AtalayaAtalaya

Calle Periodista Grane

Terrassa, BarcelonaApartmentRef: #454E5606

€231,000
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Size

71 m²

Price / m²

€3,260

Rooms

3

OccupancyOccupied · legal tenantDeduced by AI
53
Calle Periodista Grane — Terrassa
Photo: Solvia
1 / 45

AI visual analysis

Automated analysis · physical condition

45 of 45 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

VIVIENDA ALQUILADA, IDEAL PARA INVERSORES Piso de 3 dormitorios en la localidad de Terrassa, provincia de Barcelona. Situado en un área residencial con todos los servicios y buenas comunicaciones tanto por transporte público (paradas de autobús cercanas, estación de tren a 15 minutos), como por privado, con fácil acceso a las carreteras N-150 y C-16 en pocos minutos. Su cercanía a colegios, organismos públicos, parques, centros deportivos, supermercados, cafeterías, centro de salud y farmacias la convierten en una propuesta inteligente. En una opción para construir un hogar y entrar a vivir de inmediato. La vivienda se encuentra en un edificio construido en 2005 con ascensor. Tiene una superficie de 71 m² y se compone de salón-comedor con acceso a terraza de amplias vistas, 3 dormitorios con algunos armarios empotrados, cocina y 2 baños amueblados. La cocina está equipada con muebles altos y bajos, placa vitrocerámica, horno, campana extractora de humos y calentador. Todo ello de óptima calidad. Por todo ello, esta vivienda en Terrassa representa una oportunidad para entrar a vivir con su familia. Información sobre la propiedad en alquiler: La vivienda se encuentra actualmente alquilada a precio de mercado, con inquilinos solventes que cuentan con empleo fijo y nómina, abonando la renta de manera puntual y regular. Detalles del contrato: Renta mensual actual: 960,72€. Importante: Dado que el estado ocupacional de la propiedad, no es posible realizar visitas. Para más información, no dudes en consultarnos.

Characteristics

Bathrooms

2

Elevator

Yes

Year built

2005

Pool

No

Air conditioning

No

Heating

Yes

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 70.85 m² but the cadastre records 97 m² (+37%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
8829610DG1082D0024UD
Cadastral area
97 m²
Year built
2005
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 260 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

53/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
12/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
14/15

Vivienda de 70.85m² en Terrassa a 3260€/m² (mediana zona 2496€/m², delta +30.6%). Buen Estado. Posesión con inquilino legal. Zona alta, 258 días en mercado.

trending_upStrengths

  • +Estado habitable sin reforma inmediata

warningRisks

  • Precio +30.6% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Terrassa, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+30.6%Above anchor
Scope
Municipality
Zone median
€2,496 /m²
This asset
€3,260 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+90.6%Above anchor
Scope
Postal code
Zone median
€1,710 /m²
This asset
€3,260 /m²
Samples
127
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€231,000
Transfer tax (ITP) 10% — Cataluña€23,100
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€809
Estimated total investment€255,909

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceDec 2025 (260 days)
On Atalaya since12 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing