AtalayaAtalaya

Calle Cuenca

Parla, Madrid • Apartment • Ref: #42F6CCF5

€198,800
open_in_newView original listing

Get new bank-owned properties in Parla under your budget by email. Free.

Size

69 m²

Price / m²

€2,874

Rooms

3

OccupancyVacant
48
Calle Cuenca — Parla
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un aspecto general antiguo, con ladrillo visto y balcones con barandillas de metal.
  • •Exterior: Los toldos de los balcones están desgastados y algunos presentan suciedad.
  • •Exterior: La planta baja del edificio está ocupada por locales comerciales, algunos con toldos y escaparates antiguos.

descriptionDescription

Vivienda situada en la Calle Cuenca, en la localidad de Parla, en la provincia de Madrid. La vivienda tiene una superficie construida de 69.17 m2 y está distribuida en un amplio hall de entrada, que da acceso a una cocina independiente muy luminosa, y un pasillo que distribuye a un gran salón comedor, dormitorios siendo una de ellas habitación doble, y cuarto de baño completo. Se localiza en una zona consolidada con carácter urbano y residencial, situado a pocos minutos del centro de la población, rodeado por fincas de similares características. Dispone de equipamientos suficientes en el entorno como: médico-sanitario, docente, religioso, comercial, restaurantes. Cuenta con buenas comunicaciones con el resto de la localidad. Buen acceso a través de carreteras principales que rodea al municipio y lo comunican con el resto de la provincia.

Characteristics

Bathrooms

1

Year built

1975

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 69.17 m² but the cadastre records 86 m² (+24%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4948502VK3544N0010ZY
Cadastral area
86 m²
Year built
1975
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

48/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
6/15

Vivienda de 69.17m² en Parla a 2874€/m² (mediana zona 2323€/m², delta +23.7%). Estado Mejorable. Posesión libre. Zona baja, 117 días en mercado.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −Precio +23.7% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Parla, Madrid

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+23.7%Above anchor
Scope
Municipality
Zone median
€2,323 /m²
This asset
€2,874 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+10.7%Above anchor
Scope
Postal code
Zone median
€2,596 /m²
This asset
€2,874 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€198,800
Transfer tax (ITP) 6% — Madrid€11,928
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€696
Estimated total investment€212,424
Estimated refurbishment (state: mejorable)€27,500 – €48,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMay 2026 (120 days)
On Atalaya since20 Aug 2026
Last updated29 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Parla by AI score

Calle Segovia
66

Calle Segovia

€119,000

€1,506/m² · 79 m²

View analysisarrow_forward
Piso en Olvido
61

Piso en Olvido

€160,000

€1,481/m² · 108 m²

View analysisarrow_forward
Virgen del Rocio,, 17
58

Virgen del Rocio,, 17

€110,000

€1,558/m² · 70.6 m²

View analysisarrow_forward
Piso en Pio Xii
55

Piso en Pio Xii

€119,227

€1,703/m² · 70 m²

View analysisarrow_forward
Calle San Antón
50

Calle San Antón

€199,000

€2,843/m² · 70 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing