AtalayaAtalaya

Calle Ermita

Villarreal/vila-real, Castellón • Retail • Ref: #424C5B83

€600,000
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Size

1427 m²

Price / m²

€420

Rooms

2

OccupancyVacant
73
Calle Ermita — Villarreal/vila-real
Photo: Solvia
1 / 16

AI visual analysis

Automated analysis · physical condition

16 of 16 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

Dos Locales comercial en la planta baja, una oficina en el entresuelo y sesenta y cuatro plazas de garaje de un edificio plurifamiliar bajo rasante de seis altura en el municipio de Vila-Real, provincia de Castellón.Locales destinados a fines comerciales con acceso y directo a la vía pública.Los locales se encuentra en bruto.La oficina en el entresuelo también se encuentra en bruto.El inmueble se encuentra en una zona tranquila, rodeado por viviendas residenciales.Cuenta con fácil acceso a la carretera y otros nudos de comunicación.Cercano a establecimientos y comercios de la zona. Con nuestros servicios podrá encontrar el activo que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
7554201YK4275S

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 673 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

73/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
20/20
Retail location
20/25
Legal liens
10/15
Zone liquidity
11/15

Local comercial planta calle de 1427.29m² en Villarreal/vila-real a 420€/m² (mediana zona 470€/m², delta -10.6%). libre. Zona muy_baja, stock estancado (672 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 10 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −672 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Villarreal/vila-real, Castellón

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+6.6%Above anchor
Scope
Province (MITMA)
Zone median
€394 /m²
This asset
€420 /m²
Samples
84
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€600,000
Transfer tax (ITP) 10% — Comunitat Valenciana€60,000
Notary (est.)€900
Land Registry (est.)€600
Admin agency (est.)€2,100
Estimated total investment€663,600

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceOct 2024 (673 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing