AtalayaAtalaya

Calle Retama del Teide

San Cristóbal de la Laguna, Santa Cruz de Tenerife • Apartment • Ref: #417B3805

€201,100-26% vs area market
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Size

125 m²

Price / m²

€1,606

Rooms

3

OccupancyVacant
65
Calle Retama del Teide — San Cristóbal de la Laguna
Photo: Solvia
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un aspecto general envejecido, con la pintura desgastada y algunas manchas.
  • •Exterior: Las barandillas de los balcones y las vallas perimetrales muestran signos de oxidación y falta de mantenimiento.
  • •Exterior: Las ventanas son de un estilo antiguo y podrían necesitar ser actualizadas.

descriptionDescription

Piso de 125 m² ubicado en San Cristóbal de La Laguna, Santa Cruz de Tenerife. Se trata de un piso de 125 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 2 baños. Incluye una plaza de garaje. El piso se encuentra en una zona residencial situada en el núcleo urbano de La Laguna, muy próxima a diferentes zonas universitarias y al entorno principal de la ciudad. Ofrece buenos accesos mediante la Carretera TF-5, que comunica rápidamente tanto con Santa Cruz de Tenerife como con otros municipios cercanos, y a través de la Carretera TF-13. La zona dispone de excelentes conexiones de transporte público, incluyendo numerosas líneas de autobuses urbanos. Además, cuenta con acceso sencillo a la red de tranvía, facilitando el desplazamiento tanto a La Laguna como a Santa Cruz de Tenerife y a puntos clave como universidades y centros comerciales. El Aeropuerto de Tenerife Norte se encuentra a poca distancia y es de fácil acceso por carretera. En el entorno se pueden encontrar todo tipo de servicios, como supermercados, restaurantes, instalaciones deportivas municipales, centros educativos de diferentes niveles, oficinas bancarias y diversos comercios de proximidad que aportan comodidad al día a día. Entre los puntos de interés, destacan el Campus Central de la Universidad de La Laguna. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Year built

1970

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
3699111CS7439N0012XU
Cadastral area
113 m²
Year built
1970
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 221 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

65/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
5/15

Vivienda de 125.20m² en San Cristóbal de la Laguna a 1606€/m² (mediana zona 2171€/m², delta -26.0%). Estado Mejorable. Posesión libre. Zona muy_baja, 220 días en mercado.

trending_upStrengths

  • +Descuento del -26.0% frente a la mediana zonal (2171€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

San Cristóbal de la Laguna, Santa Cruz de Tenerife

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-26.0%Strong opportunity
Scope
Municipality
Zone median
€2,171 /m²
This asset
€1,606 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+54.6%Above anchor
Scope
Postal code
Zone median
€1,039 /m²
This asset
€1,606 /m²
Samples
7
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€201,100
Transfer tax (ITP) 6.5% — Canarias€13,072
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€704
Estimated total investment€215,876
Estimated refurbishment (state: mejorable)€50,000 – €87,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJan 2026 (221 days)
On Atalaya since24 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing