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Ur-4

Villarcayo de Merindad de Castilla la Vieja, BurgosLandRef: #3DB87744

€132,000
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Size

19460 m²

Price / m²

€7

OccupancyVacant
50
Ur-4 — Villarcayo de Merindad de Castilla la Vieja
Photo: Solvia
1 / 7

AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Suelo urbanizable de 14.460 m² en Villarcayo de Merindad de Castilla la Vieja, Burgos Se trata de un lote formado por 2 suelos urbanizables con una superficie total de 14.460 m². La superficie del sector es de 52.573 m², por lo que el % participación estimada de ambas parcelas: 36,59%, y el aprovechamiento lucrativo total del sector es de 26.285,65 m². Tiene como uso principal el residencial, siendo las tipologías edificatorias: vivienda plurifamiliar (38,35%), vivienda unifamiliar (31,65%) y equipamiento privado. Edificabilidad: 0,50 m²/m². Al menos el 10% de la edificabilidad de vivienda deberá destinarse a algún régimen de protección. El suelo urbanizable se sitúa en una zona residencial de Villarcayo de Merindad de Castilla la Vieja, próxima al núcleo urbano y con buenos accesos desde la carretera CL-629 y carreteras secundarias que conectan con localidades y puntos estratégicos de la comarca. La localidad está comunicada con transporte público de autobuses que enlazan con las principales poblaciones cercanas, y cuenta con estación de tren (Estación de Villarcayo) ubicada en las proximidades, ofreciendo otra alternativa de transporte interurbano y provincial. En la zona encontramos una gama completa de servicios esenciales que aportan valor añadido a la ubicación del activo, supermercado ,restaurantes, centros educativos, oficinas bancarias, centro de salud, parque municipal, etc. Además, Villarcayo cuenta con diversos puntos de interés, como el Parque Natural de Montes Obarenes-San Zadornil, situado en las proximidades, que ofrece una atractiva opción de ocio y naturaleza para residentes y visitantes. Con nuestros servicios podrá encontrar el suelo urbanizable que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Elevator

No

Pool

No

Air conditioning

No

Heating

No

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
2741518VN5524S0001KM

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 918 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

50/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
20/20
Zoning
15/25
Legal liens
10/15
Zone liquidity
2/15

Suelo urbanizable (uso residencial) de 19460.00m² en Villarcayo de Merindad de Castilla la Vieja a 7€/m² (mediana zona 83€/m², delta -91.6%). Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -91.6% frente a la mediana zonal (83€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 916 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Villarcayo de Merindad de Castilla la Vieja, Burgos

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-98.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€375 /m²
This asset
€7 /m²
Samples
149
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€132,000
Transfer tax (ITP) 8% — Castilla y León€10,560
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€462
Estimated total investment€144,022

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (918 days)
On Atalaya since19 May 2026
Last updated30 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing