AtalayaAtalaya

Calle Olivera, 32

Albiol (l), Tarragona • House • Ref: #3B671BDD

€187,000-53% vs area market
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Size

216 m²

Price / m²

€865

Rooms

4

OccupancyOccupied · old rent
57
Calle Olivera, 32 — Albiol (l)
Photo: holapisos
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Todas las fotos son de exterior y no muestran el interior de la propiedad.
  • •La propiedad parece ser un castillo o ruina, lo que dificulta la evaluación del estado de una vivienda.

descriptionDescription

Casa ubicada en Albiol (L'), Tarragona, ideal para familias. Con una superficie de 216 m² construidos distribuidos en 4 habitaciones y 3 baños. Se encuentra cerca del centro de Albiol (L'). El entorno ofrece colegios, transporte público y supermercados cercanos, asegurando confort y facilidad de acceso a servicios. Cuenta con fácil acceso a TP-7013. La zona dispone de una amplia oferta de servicios, incluyendo centros de salud, farmacias y espacios deportivos que complementan la vida diaria de los residentes. El entorno se caracteriza por su tranquilidad y por la presencia de zonas verdes y parques que invitan al paseo y al descanso al aire libre. La ubicación estratégica permite disfrutar de una excelente relación entre vida urbana y naturaleza, con múltiples opciones de ocio y cultura en las proximidades.

Characteristics

Bathrooms

3

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 467 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

57/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
6/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 216.00m² en Albiol (l) a 865€/m² (mediana zona 1831€/m², delta -52.8%). Estado Mejorable. Posesión con inquilino de renta antigua. Zona muy_baja, stock estancado (466 días).

trending_upStrengths

  • +Descuento del -52.8% frente a la mediana zonal (1831€/m²)

warningRisks

  • −Aliseda indica alquiler social obligatorio (renta protegida por ley)
  • −466 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Albiol (l), Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-52.8%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,831 /m²
This asset
€865 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+1.5%In line
Scope
Province (MITMA)
Zone median
€852 /m²
This asset
€865 /m²
Samples
831
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€187,000
Transfer tax (ITP) 10% — Cataluña€18,700
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€655
Estimated total investment€207,355
Estimated refurbishment (state: mejorable)€86,500 – €151,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
21 Jul 2026
€196,350arrow_forward€187,000-4.76%

Listing intel

SourceAliseda
On the market sinceMay 2025 (467 days)
On Atalaya since21 Apr 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing