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Piso en Lobios

Lobios, OurenseApartmentRef: #391F3635

€660,000-23% vs area market
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Size

821 m²

Price / m²

€804

Rooms

2

OccupancyUnconfirmed
41
Piso en Lobios — Lobios
Photo: Hipoges
1 / 44

AI visual analysis

Automated analysis · physical condition

44 of 44 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR ¡Tenemos en exclusiva un COMPLEJO VACACIONAL DE APARTAMENTOS para ti! Disponemos de un COMPLEJO VACACIONAL con un conjunto de apartamentos que forman una sola unidad, a reformar ,con la posibilidad de convertirlo en los pisos que siempre has querido y poder rentabilizarlos, con una superficie a partir de 61m² con muy buena distribución y distintas dependencias. Ubicado en la localidad de Lobios, provincia de Ourense. Esta es una oportunidad para invertir en un COMPLEJO VACACIONAL ubicado al sur de la provincia de Ourense, enclavado en el Parque Natural Baixa Limia-Serra Do Xurés, una zona montañosa, lugar privilegiado para disfrutar de la naturaleza en toda su plenitud ideal para pescar, hacer senderismo y actividades en los ríos cercanos. Destaca como paraíso termal gracias a la propiedad de las aguas del Balneario. El conjunto de pisos (se trata de un total de 12 apartamentos) cuenta con una distribución de 1 y 2 dormitorios, cocina americana con chimenea, suelos de madera, armarios empotrados y 1 baño completo . Cuentan con terraza con salida desde el salón con vistas despejadas y al jardín que rodea todo el complejo. Por último, dispone de una piscina comunitaria. Por lo tanto el citado complejo disfruta de un entorno tranquilo y natural, pero sin renunciar a todos los servicios, equipamientos y atractivos necesarios para una gran calidad de vida. Sus accesos, comunicaciones y transportes harán que tengas todo a tu alcance. No lo dudes, invertir en el complejo residencial que te ofrecemos será una apuesta segura. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra... tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Elevator

No

Terrace

Yes

Parking

No

Year built

2000

Pool

Yes

Air conditioning

No

Heating

No

Storage room

No

Garden

Yes

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 821 m² but the cadastre records 1077 m² (+31%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
32043A08400023
Cadastral area
1077 m²
Year built
2021
Cadastral use
Leisure & hospitality

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

41/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
Physical state
7/25
Legal liens
7/15
Zone liquidity
2/15

Vivienda de 821.00m² en Lobios a 804€/m² (mediana zona 1044€/m², delta -23.0%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, inventario reciente (41 días).

trending_upStrengths

  • +Descuento del -23.0% frente a la mediana zonal (1044€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lobios, Ourense

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-23.0%Good price
Scope
Province (MITMA)
Zone median
€1,044 /m²
This asset
€804 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€660,000
Transfer tax (ITP) 9% — Galicia€59,400
Notary (est.)€990
Land Registry (est.)€660
Admin agency (est.)€2,310
Estimated total investment€723,360

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since21 Jul 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing