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AtalayaAtalaya

Avenida De Ramón y Cajal

Ontinyent, ValenciaApartmentRef: #39188ACC

€79,000-52% vs area market
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Size

107 m²

Price / m²

€738

Rooms

2

OccupancyVacant
70
Avenida De Ramón y Cajal — Ontinyent
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

22 of 22 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • Techos con pintura desprendida y humedades visibles en varias estancias.
  • Cocina con paredes sin revestir y ladrillo visto, indicando una reforma en curso.
  • Paredes con manchas de humedad y suciedad generalizada en las habitaciones.
  • Balcón con fregadero y calentador de agua, mostrando signos de deterioro y falta de mantenimiento.

descriptionDescription

Piso de 107 m² ubicado en Ontinyent, Valencia. Se trata de un piso de 107 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 1 baño. El inmueble se encuentra en el núcleo urbano de Ontinyent, en una de las principales avenidas de la localidad, lo que le otorga una excelente ubicación y facilidad de acceso tanto a pie como en vehículo. Dispone de buenas conexiones mediante la carretera CV-650 y la CV-81, facilitando la salida hacia otras zonas de la ciudad y la conexión con municipios cercanos. En cuanto al transporte público, Ontinyent cuenta con estación de tren de cercanías (línea C-2 de Renfe), situada a poca distancia, que conecta con Xàtiva y Valencia, además de varias líneas de autobús urbano e interurbano que comunican diferentes barrios y localidades próximas. En la zona se encuentran numerosos servicios esenciales como supermercados, restaurantes, instalaciones deportivas, centros educativos de diferentes niveles, oficinas bancarias y otros negocios comerciales. Además, en las inmediaciones destacan puntos de interés como el Hospital General de Ontinyent, el Centro de Salud de Ontinyent, el Centro Comercial El Teler, y el parque Mestre Ferrero, ofreciendo así una amplia variedad de opciones para el ocio, la cultura y la atención sanitaria. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1964

Pool

No

Air conditioning

No

Heating

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
8503605YJ0080S0009LL
Cadastral area
107 m²
Year built
1964
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

70/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
6/15

Vivienda de 107.00m² en Ontinyent a 738€/m² (mediana zona 1527€/m², delta -51.7%). Requiere Reforma Integral. Posesión libre. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -51.7% frente a la mediana zonal (1527€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 916 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ontinyent, Valencia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-51.7%Strong opportunity
Scope
Municipality
Zone median
€1,527 /m²
This asset
€738 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+230.9%Above anchor
Scope
Postal code
Zone median
€223 /m²
This asset
€738 /m²
Samples
8
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€79,000
Transfer tax (ITP) 10% — Comunitat Valenciana€7,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€88,200

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since20 Jul 2026
Last updated29 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing