El Arrecife, Carlota (la), Córdoba • House • Ref: #390FFDB3
€105,000-51% vs area marketSize
160 m²
Price / m²
€656
Rooms
3
Photo: SolviaAutomated analysis · physical condition
Physical condition
Analysis pending
Photo quality
Bathrooms
3
Elevator
No
Year built
2010
Pool
No
Air conditioning
No
Heating
No
Garden
No
Energy rating
D
handshakeThis asset has been listed for 257 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.
Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.
Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.
General informative content, not legal or investment advice. Verify every point with your advisor before committing.
Alpha Rating
ANALYZE
Confidence: High
Score breakdown
Vivienda de 160.08m² en Carlota (la) a 656€/m² (mediana zona 1330€/m², delta -50.7%). Estado Pendiente De Análisis Visual. Posesión con ocupación irregular. Zona muy_baja, 256 días en mercado.
Score moderated · working-class neighborhood
The municipal median overstates the real discount in this barrio. We've capped the zone-discount component at 19/30 to avoid surfacing illiquid assets as opportunities.
“Aldea del Arrecife”
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Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.
Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.
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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing