AtalayaAtalaya

Casa Adosada en Pont Major

Girona • House • Ref: #3840C725

€200,000
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Size

350 m²

Price / m²

€571

Rooms

3

OccupancyUnconfirmed
33
Casa Adosada en Pont Major — Girona
Photo: Hipoges
1 / 31

AI visual analysis

Automated analysis · physical condition

31 of 31 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Vivienda a reformar en Girona: ¡Una oportunidad única para diseñar tu hogar ideal! Presentamos esta vivienda que consta de tres plantas a reformar, situada en la encantadora ciudad de Girona, conocida por su impresionante patrimonio histórico, su calidad de vida y su ubicación estratégica cerca de la Costa Brava y de los Pirineos. Esta vivienda es la oportunidad perfecta para quienes buscan personalizar y crear un hogar adaptado a sus gustos y necesidades. La vivienda ofrece un lienzo en blanco para redistribuir espacios según tus preferencias. Ideal para diseñar un hogar único y funcional. Garantiza una buena entrada de luz natural en sus diferentes ambientes, creando un espacio lleno de posibilidades. Podrás transformar este inmueble en una vivienda moderna, clásica o rústica, adaptándola completamente a tu estilo de vida. Desde la cocina y los baños hasta los acabados, todo está preparado para que dejes volar tu creatividad. Situada en un barrio tranquilo y con acceso a todos los servicios, la propiedad está a pocos minutos del centro histórico de Girona, donde podrás disfrutar de su oferta cultural, gastronómica y comercial. Además, cuenta con excelente conexión de transporte público y fácil acceso a carreteras principales. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

2

Elevator

No

Terrace

No

Parking

No

Year built

1900

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

D

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
5612513DG8551D

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

33/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
10/15

Vivienda de 350.00m² en Girona a 571€/m² (mediana zona 3325€/m², delta -82.8%). Requiere Reforma Integral. Posesión desconocida. Zona baja, 112 días en mercado.

trending_upStrengths

  • +Descuento del -82.8% frente a la mediana zonal (3325€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Girona, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-82.8%Strong opportunity
Scope
Municipality
Zone median
€3,325 /m²
This asset
€571 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-61.4%Strong opportunity
Scope
City
Zone median
€1,480 /m²
This asset
€571 /m²
Samples
66
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€200,000
Transfer tax (ITP) 10% — Cataluña€20,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€700
Estimated total investment€221,700

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since11 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing