AtalayaAtalaya

Casa Independiente en Arco Areal

Ateca, Zaragoza • House • Ref: #37A70627

€21,420-95% vs area market
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Size

241 m²

Price / m²

€89

Rooms

1

OccupancyUnconfirmed
40
Casa Independiente en Arco Areal — Ateca
Photo: Hipoges
1 / 25

AI visual analysis

Automated analysis · physical condition

25 of 25 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR ¡Potencial, tranquilidad y espacio en un entorno natural y con historia! Si buscas una propiedad con carácter, amplitud y posibilidades, esta vivienda, en la localidad de Ateca, provincia de Zaragoza, representa una oportunidad única. Con una distribución actual de un dormitorio y un baño, el inmueble ofrece un amplio abanico de opciones tanto para su uso residencial como para un proyecto de reforma integral, ampliación o reconversión. Ubicada en un entorno lleno de historia, naturaleza y tranquilidad, esta propiedad es ideal para quienes desean establecer su hogar en una zona alejada del bullicio urbano o desarrollar un proyecto de segunda residencia, alquiler rural o inversión patrimonial. La vivienda destaca por su estructura sólida y amplias estancias, que permiten plantear reformas de distribución: •Amplio salón o zona de estar con buena entrada de luz natural, ideal como núcleo social del hogar. •Cocina independiente, con posibilidad de ampliación o conexión con el salón para crear un espacio abierto. •Un dormitorio principal de gran tamaño, con capacidad para integrar zona de vestidor o baño en suite. •Un baño completo, funcional, con posibilidad de redistribución y modernización. •Espacios auxiliares y superficie sobrante para diseñar más dormitorios, zonas de trabajo, trastero, buhardilla o incluso una segunda planta. Esta vivienda en Ateca es perfecta para quien busca un proyecto residencial con espacio, autenticidad y múltiples posibilidades. Ya sea para entrar a vivir tras una adecuación o para desarrollar un concepto más ambicioso. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1960

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

exempt

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 241 m² but the cadastre records 213 m² (-12%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
1265802XL0716N
Cadastral area
213 m²
Year built
1960
Cadastral use
Industrial

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

40/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
8/15

Vivienda de 241.00m² en Ateca a 89€/m² (mediana zona 1749€/m², delta %). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, inventario reciente (89 días).

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ateca, Zaragoza

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-94.9%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,749 /m²
This asset
€89 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-72.7%Strong opportunity
Scope
Province (MITMA)
Zone median
€326 /m²
This asset
€89 /m²
Samples
297
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€21,420
Transfer tax (ITP) 8% — Aragón€1,714
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€24,434

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since3 Jun 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing