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AtalayaAtalaya

Calle Havana

Deltebre, TarragonaHouseRef: #36F8C79A

€165,000-50% vs area market
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Size

203 m²

Price / m²

€815

Rooms

6

OccupancyVacant
75
Calle Havana — Deltebre
Photo: Solvia
1 / 32

AI visual analysis

Automated analysis · physical condition

32 of 32 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • Fachada: La fachada presenta un aspecto cuidado, con balcones y rejas de seguridad.
  • Salon: El salón tiene paredes con pintura en dos tonos y un techo de madera, con algunas manchas de humedad visibles en la pared blanca.
  • Cocina: La cocina está equipada con muebles de madera y electrodomésticos integrados, aunque el estilo es algo anticuado.
  • Pasillo: El pasillo tiene paredes pintadas de azul y un espejo grande, con un aire acondicionado visible.

descriptionDescription

Casa de 202 m² ubicada en Deltebre, Tarragona. Se trata de una casa de 202 m² desarrollados en tres plantas y distribuidos en salón-comedor, cocina, 6 dormitorios y 3 baños. La casa se sitúa en el núcleo urbano de Deltebre, en una zona residencial próxima a la avenida principal de la localidad. Dispone de buenos accesos por la carretera TV-3454 y la C-12, que conectan directamente con las principales vías de comunicación del Delta del Ebro y facilitan la salida hacia la AP-7. En cuanto a transporte público, Deltebre cuenta con líneas de autobús que enlazan con Tortosa, Amposta y otras localidades del entorno, así como servicios regulares hacia la estación de tren de l´Aldea-Amposta-Tortosa, ubicada a pocos minutos en coche. En el entorno inmediato se pueden encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y otros negocios comerciales. Entre los puntos de interés destacados en Deltebre se encuentran el Parc del Riu, el Ecomuseu del Delta de l’Ebre, el Centre d’Atenció Primària Deltebre y el Centre Cultural del Delta. Además, la localidad dispone de centros de salud, farmacias, zonas verdes y espacios para actividades deportivas y culturales, lo que garantiza una vida cómoda y práctica para los residentes. La proximidad al río Ebro y a las playas del Delta añade valor al entorno, ofreciendo opciones de ocio y naturaleza. Con nuestros servicios podrá encontrar la casa que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

3

Year built

1992

Energy rating

E

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
8899515CF0089N0001MR
Cadastral area
199 m²
Year built
1992
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 294 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

75/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
10/15

Vivienda de 202.52m² en Deltebre a 815€/m² (mediana zona 1624€/m², delta -49.8%). Estado Mejorable. Posesión libre. Zona muy_baja, 292 días en mercado.

trending_upStrengths

  • +Descuento del -49.8% frente a la mediana zonal (1624€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Deltebre, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-49.8%Strong opportunity
Scope
Municipality
Zone median
€1,624 /m²
This asset
€815 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+9.2%Above anchor
Scope
Postal code
Zone median
€746 /m²
This asset
€815 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€165,000
Transfer tax (ITP) 10% — Cataluña€16,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€578
Estimated total investment€183,078
Estimated refurbishment (state: mejorable)€81,000€142,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceNov 2025 (294 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing