Saltar al contenido
AtalayaAtalaya

Calle Del Mar

TarragonaRetailRef: #32F71B78

€209,500
open_in_newView original listing

Get new bank-owned properties in Tarragona under your budget by email. Free.

Size

525 m²

Price / m²

€399

OccupancyVacant
80
Calle Del Mar — Tarragona
Photo: Solvia
1 / 16

AI visual analysis

Automated analysis · physical condition

16 of 16 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Local comercial con muchas posibilidades de explotaci?n para cualquier tipo de negocio. Dispone de acceso directo a la calle Del Mar, situado en la ciudad de Tarragona. El edificio en el que se encuentra es de uso residencial de seis alturas sobre rasante, que dispone de ascensor. El acceso a las viviendas se realiza por un portal independiente del acceso al local comercial. El local tiene una morfolog?a regular, compuesto por dos fincas registrales unidas. Dispone de una superficie de 524.95 m2 construidos, con una fachada lineal principal de 40 m y una superficie ?til de 496.30 m2. El Local se distribuye, en una zona de acceso, y el resto una zona di?fana en construcci?n. En general el inmueble se encuentra en buen estado de conservaci?n, siendo necesario realizar las reformas necesarias para adecuarlo al negocio a emprender. El pavimento de todo el local es suelo de hormigon de construcci?n.. Se ubica en una de las zonas de mayor tr?nsito de la ciudad, siempre se ha considerado que se trata de una zona pr?xima a las principales calles de la localidad, donde se ubican las principales firmas comerciales y entidades financieras relevantes. La calle tiene una gran densidad de tr?fico y una densidad peatonal media. Tiene una ocupaci?n de locales entorno al __0%, el tipo de negocio es el de oficinas y terciario. El entorno es principalmente residencial, con edificios entre medianeras de entre seis y siete alturas, generalmente con locales comerciales en planta baja. Dicha calle conecta las principales zonas de la ciudad con el casco antiguo.

Characteristics

Elevator

No

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

80/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Retail location
20/25
Legal liens
10/15
Zone liquidity
13/15

Local comercial planta calle de 524.95m² en Tarragona a 399€/m² (mediana zona 563€/m², delta -29.1%). libre. Zona media, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 41 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +Descuento del -29.1% frente a la mediana zonal (563€/m²)
  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 918 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Tarragona, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-29.1%Strong opportunity
Scope
City
Zone median
€563 /m²
This asset
€399 /m²
Samples
39
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€209,500
Transfer tax (ITP) 10% — Cataluña€20,950
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€733
Estimated total investment€232,183

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since10 Jun 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Tarragona by AI score

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing