AtalayaAtalaya

Casa Independiente en Sitjar

Albesa, Lleida • House • Ref: #304BF0B5

€62,475
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Size

271 m²

Price / m²

€231

Rooms

3

OccupancyUnconfirmed
26
Casa Independiente en Sitjar — Albesa
Photo: Hipoges
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AI visual analysis

Automated analysis · physical condition

29 of 29 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •El techo del salon presenta un falso techo de escayola con signos de deterioro y manchas.
  • •Las paredes del salon tienen pintura descascarillada y zonas con parches de yeso sin terminar.
  • •El balcón tiene la barandilla oxidada y el suelo de cemento con suciedad y desgaste.
  • •Una de las habitaciones muestra el techo original de vigas de madera en muy mal estado, con desprendimientos y suciedad.

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR ¡Espacio, autenticidad y posibilidades en el corazón de la ciudad! Si sueñas con una vivienda que combine amplitud, personalidad y un entorno tranquilo, esta propiedad en la localidad de Albesa, provincia de Lleida, puede ser justo lo que buscas. El inmueble se distribuye en varias plantas con estancias amplias y versátiles. El salón principal invita a reuniones familiares y momentos de descanso con acceso a una terraza, mientras que la cocina independiente, generosa en metros, puede ser el epicentro de una reforma moderna que combine funcionalidad y estilo. La vivienda dispone de espacios auxiliares, ideales como despensa, trastero o zona de lavandería, y destaca por su estructura sólida y elementos tradicionales que aportan un aire rústico, perfecto para conservar o reinterpretar con un toque contemporáneo. Gracias a su amplitud, esta casa puede transformarse fácilmente en un hogar multigeneracional, una segunda residencia de descanso o incluso un alojamiento turístico en un entorno de creciente interés rural. Ubicada en Albesa, a tan solo 25 minutos de Lleida capital, esta localidad ofrece la tranquilidad de un pueblo con la comodidad de tener colegios, centros de salud, supermercado, instalaciones deportivas y transporte público a mano. Rodeada de campos, naturaleza y tradición, Albesa forma parte del corazón de la comarca de la Noguera, un entorno ideal para quienes buscan calidad de vida sin renunciar a servicios básicos y buenas comunicaciones. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Elevator

No

Terrace

Yes

Parking

No

Year built

1935

Pool

No

Air conditioning

No

Heating

No

Storage room

Yes

Garden

No

Energy rating

exempt

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
5449502CG0254N
Cadastral area
271 m²
Year built
1935
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

26/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
4/15

Vivienda de 271.00m² en Albesa a 231€/m² (mediana zona 1602€/m², delta -85.6%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, 114 días en mercado.

trending_upStrengths

  • +Descuento del -85.6% frente a la mediana zonal (1602€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Albesa, Lleida

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-85.6%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,602 /m²
This asset
€231 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-48.6%Strong opportunity
Scope
Province (MITMA)
Zone median
€449 /m²
This asset
€231 /m²
Samples
306
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€62,475
Transfer tax (ITP) 10% — Cataluña€6,248
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€70,023

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since8 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing