AtalayaAtalaya

Calle Joana Jugan

Tarragona • Apartment • Ref: #2EE84B6E

€120,000
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Size

46 m²

Price / m²

€2,631

Rooms

2

OccupancyVacant
57
Calle Joana Jugan — Tarragona
Photo: Solvia
1 / 14

AI visual analysis

Automated analysis · physical condition

14 of 14 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Piso en venta en Tarragona. La vivienda se encuentra en un edificio sin ascensor construido en 1967. Tiene una superficie de 46 m² y se distribuye en salón-comedor, 3 dormitorios, cocina amueblada, con armarios altos y bajos y 1 baño. Este inmueble se encuentra situado en el núcleo urbano de Tarragona, la zona cuenta con todos los servicios y facilidades necesarias tales como: restaurantes, comercios, centros educativos, sucursales bancarias, centros médicos, etc. ofrece muy buena conexión tanto por transporte público, como privado y fácil acceso a través de la A-7. A pocos minutos de la Rambla President Francesc Macià, y de la Rambla Nova por las que podrá acceder a la zona de la playa del Miracle en menos de 15 minutos. Por todo ello, es una gran opción para construir un hogar y entrar a vivir de inmediato. Con nuestros servicios podrá encontrar la vivienda que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. Se han realizado obras de mejora de la vivienda durante el último año.

Characteristics

Bathrooms

1

Elevator

No

Year built

1967

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
2740809CF5523H0053IG
Cadastral area
45 m²
Year built
1967
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 474 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

57/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
10/15

Vivienda de 45.61m² en Tarragona a 2631€/m² (mediana zona 2233€/m², delta +17.8%). Buen Estado. Posesión libre. Zona media, stock estancado (472 días).

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −Precio +17.8% por encima de mediana zonal
  • −472 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Tarragona, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+17.8%Above anchor
Scope
Municipality
Zone median
€2,233 /m²
This asset
€2,631 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+173.2%Above anchor
Scope
Postal code
Zone median
€963 /m²
This asset
€2,631 /m²
Samples
46
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€120,000
Transfer tax (ITP) 10% — Cataluña€12,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€420
Estimated total investment€133,420

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMay 2025 (474 days)
On Atalaya since13 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing