AtalayaAtalaya

Calle Plus Ultra - Conjunto Res Grupo Simancas -

Gandia, Valencia • Apartment • Ref: #2C5CDA6A

€170,000
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Size

67 m²

Price / m²

€2,532

Rooms

2

OccupancyVacant
54
Calle Plus Ultra - Conjunto Res Grupo Simancas - — Gandia
Photo: Solvia
1 / 29

AI visual analysis

Automated analysis · physical condition

29 of 29 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Piso de 67 m² con 2 dormitorios, ubicado en la localidad de Gandía, provincia de Valencia. Esta vivienda se localiza a 7 minutos de la estación del tren y a 10 minutos de los accesos a la AP-7 y la N332. Cabe destacar su cercanía a la playa y al puerto de la localidad, a sólo 12 minutos. Además, y al ser un área con todos los servicios, supermercados, gimnasio, restaurantes, oficina de correos, oficina bancaria, colegio, el Hospital IMED Gandía a 9 minutos, etc, esta vivienda se presenta en el mercado como una oportunidad residencial en una buena zona. Construido en 2016, este piso tiene una superficie construida de 67 m², siendo la útil de 48 m² y se distribuye en salón-comedor, 2 dormitorios, cocina amueblada con armarios altos y bajos y equipada con horno y vitrocerámica y 1 baño amueblado. [Aviso legal] El inmueble se encuentra gravado con una o varias cargas, la/s cual/es se encuentra/n pendiente/s de su cancelación. Consultar su situación actual, así como, sus posibles limitaciones y la asunción de su cancelación. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

Characteristics

Bathrooms

1

Elevator

Yes

Year built

2016

Pool

No

Air conditioning

No

Heating

No

Garden

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
4073201YJ4147S0051BK
Cadastral area
70 m²
Year built
2016
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 259 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

54/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
7/15

Vivienda de 67.13m² en Gandia a 2532€/m² (mediana zona 2020€/m², delta +25.3%). Buen Estado. Posesión libre. Zona baja, 257 días en mercado.

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −Precio +25.3% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Gandia, Valencia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+25.3%Above anchor
Scope
Municipality
Zone median
€2,020 /m²
This asset
€2,532 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+78.8%Above anchor
Scope
Postal code
Zone median
€1,416 /m²
This asset
€2,532 /m²
Samples
20
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€170,000
Transfer tax (ITP) 10% — Comunitat Valenciana€17,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€595
Estimated total investment€188,595

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
26 Jun 2026
€159,000arrow_forward€170,000-6.92%

Listing intel

SourceSolvia
On the market sinceDec 2025 (259 days)
On Atalaya since12 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing