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AtalayaAtalaya

Calle Risueño

Zaidín-Vergeles, GranadaHouseRef: #28D769CB

€35,000
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Size

57 m²

Price / m²

€614

Rooms

1

OccupancyVacant
61
Calle Risueño — Zaidín-Vergeles, Granada
Photo: Solvia
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Casa adosada de 57 m² ubicada en Granada Casa adosada de 57 m² situada en el Polígono Cartuja, una zona residencial consolidada al norte de Granada, que destaca por su proximidad a la Universidad y a importantes centros de servicios. La vivienda se distribuye en salón-comedor, cocina, dormitorios y baño, ofreciendo un espacio funcional y cómodo para la vida diaria. El inmueble presenta una estructura tradicional de casas adosadas, con fachada a la calle José Risueño, lo que garantiza luminosidad y buena ventilación natural. El Polígono Cartuja es un barrio bien comunicado, con acceso directo a la A-44 (Circunvalación de Granada), lo que facilita la conexión tanto con el centro de la ciudad como con otras localidades del área metropolitana. En cuanto a transporte público, la zona cuenta con varias líneas de autobús urbano (como las líneas U1, U2 y N7) que conectan rápidamente con el centro histórico, la estación de tren y otros puntos clave de Granada. Además, la parada de Metro de Granada más cercana se encuentra a pocos minutos en la Avenida de Andalucía, ampliando las opciones de movilidad. En el entorno inmediato se encuentran servicios esenciales como supermercados, restaurantes, centros educativos (destacando la cercanía al Campus Universitario de Cartuja), instalaciones deportivas y oficinas bancarias. Para la atención sanitaria, el Hospital Universitario Virgen de las Nieves y el Centro de Salud Cartuja están a escasa distancia, lo que aporta tranquilidad y seguridad a los residentes. Entre los puntos de interés cercanos destacan el Parque Almunia y el Parque de las Ciencias, así como el acceso rápido al centro comercial Alcampo Granada. Esta casa adosada es una excelente oportunidad tanto para residencia habitual como para inversión, gracias a su ubicación estratégica y la amplia oferta de servicios y comunicaciones en la zona. Con nuestros servicios podrá encontrar la casa adosada que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1970

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

F

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
6481504VG4168A0001BY
Cadastral area
58 m²
Year built
1970
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

61/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
10/15

Vivienda de 57.02m² en Granada a 614€/m² (mediana zona 2396€/m², delta -74.4%). Buen Estado. Posesión libre. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -74.4% frente a la mediana zonal (2396€/m²)
  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 913 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Zaidín-Vergeles, Granada, Granada

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-74.4%Strong opportunity
Scope
District
Zone median
€2,396 /m²
This asset
€614 /m²
Period
abril 2026
Source
Idealista

account_balancevs other bank assets

+5.1%Above anchor
Scope
Postal code
Zone median
€584 /m²
This asset
€614 /m²
Samples
12
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€35,000
Transfer tax (ITP) 7% — Andalucía€2,450
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€38,750

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
30 Jun 2026
€38,000arrow_forward€35,000-7.89%

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since12 May 2026
Last updated26 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing