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Casa en Diseminados

Guardo, PalenciaHouseRef: #27EB1A7C

€70,000
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Size

58 m²

Price / m²

€1,207

Rooms

3

OccupancyOccupied · legal tenantDeduced by AI
29
Casa en Diseminados — Guardo
Photo: Hipoges
1 / 4

AI visual analysis

Automated analysis · physical condition

4 of 4 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR INMUEBLE EN RENTABILIDAD -Renta: 350 € -Fecha de finalizacion: 06/05/27 No pierdas esta excelente oportunidad de adquirir en propiedad esta casa, ubicada en la localidad de Guardo, provincia de Palencia. Tiene una superficie de 58m² bien distribuidos en salón-comedor, cocina con despensa, 3 dormitorios, 1 cuarto de baño, trastero, garaje y una parcela de unos 162m². Ideal para familias o pareja, con su amplia distribución y las comodidades que ofrece, este piso es perfecto tanto para familias que buscan una vivienda estable como para parejas que quieren empezar su vida juntos en un lugar tranquilo y bien comunicado. Guardo se encuentra en una zona montañosa y boscosa, característica de la comarca de la Montaña Palentina. La comarca cuenta con un entorno natural atractivo, con paisajes de montañas y valles. ¿Quieres más información? Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. Esta propiedad se encuentra alquilada. No se puede visitar. No apta para compradores que requieran financiación hipotecaria. El comprador se subrogará a las condiciones indicadas en el contrato de alquiler vigente. La información proporcionada referente a la distribución y estructura puede no ajustarse a la realidad, ya que su verificación no ha sido posible. La distribución indicada se ha tomado en referencia a la distribución de activos de la zona. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1950

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 58 m² but the cadastre records 272 m² (+369%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
002000200UN44B
Cadastral area
272 m²
Year built
1950
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

29/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
12/20
Physical state
Not assessable
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 58.00m² en Guardo a 1207€/m² (mediana zona 1170€/m², delta +3.2%). Estado Pendiente De Análisis Visual. Posesión con inquilino legal. Zona muy_baja, inventario reciente (79 días).

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Guardo, Palencia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+3.2%In line
Scope
Province (MITMA)
Zone median
€1,170 /m²
This asset
€1,207 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€70,000
Transfer tax (ITP) 8% — Castilla y León€5,600
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€76,900

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since12 Jun 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing