AtalayaAtalaya

Piso en Venta en Calle Encarnacion Sanchez Martinez Nº21 Ba, 21

Union la, Murcia • Apartment • Ref: #2552D4D6

€95,000-20% vs area market
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Size

68 m²

Price / m²

€1,397

Rooms

3

OccupancyUnconfirmed
53
Piso en Venta en Calle Encarnacion Sanchez Martinez Nº21 Ba, 21 — Union la
Photo: Diglo

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Gran oportunidad de comprar un piso de tres habitaciones en la localidad de La Unión en Murcia. No dejes pasar esta gran ocasión de adquirir en propiedad esta vivienda con una superficie de 115 m². tres habitaciones y dos cuartos de baño. Además, la ubicación de este piso es perfecta para aquellos que buscan un estilo de vida tranquilo, sin renunciar a la proximidad a la ciudad. La Unión se encuentra a pocos minutos de todo los servicios necesarios, lo que te permitirá disfrutar de ellos en cualquier momento. Si quieres ampliar información catastral consulta en catastro con la siguiente referencia 6664803XG8666S0006EJ. ¿Te gustaría tener más información? No dudes en ponerte en contacto con nosotros. Visita sin compromiso, sin comisiones de intermediación. Más información rellenando el formulario de contacto. En Diglo estaremos encantados de atenderte. Otras características Planta PB Calificación Energética G

Characteristics

Bathrooms

2

Year built

2007

Energy rating

G

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 68 m² but the cadastre records 114 m² (+68%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
6664803XG8666S0006EJ
Cadastral area
114 m²
Year built
2007
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

53/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
7/15
Zone liquidity
6/15

Vivienda de 68.00m² en Union la a 1397€/m² (mediana zona 1747€/m², delta -20.0%). Estado Pendiente De Análisis Visual. Posesión desconocida. Zona muy_baja, inventario reciente (39 días).

trending_upStrengths

  • +Descuento del -20.0% frente a la mediana zonal (1747€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Union la, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-20.0%Good price
Scope
Province (MITMA)
Zone median
€1,747 /m²
This asset
€1,397 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+57.3%Above anchor
Scope
City
Zone median
€888 /m²
This asset
€1,397 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€95,000
Transfer tax (ITP) 8% — Murcia€7,600
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€333
Estimated total investment€103,933

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceDiglo
On Atalaya since4 May 2026
Last updated29 Jun 2026

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Aggregated data from public sources and servicer Diglo. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing