AtalayaAtalaya

Calle La Polka

Las Chafiras, San Miguel de Abona, Santa Cruz de Tenerife • Apartment • Ref: #2536C4ED

€221,700
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Size

64 m²

Price / m²

€3,464

Rooms

2

OccupancyVacant
47
Calle La Polka — Las Chafiras, San Miguel de Abona
Photo: Solvia
1 / 13

AI visual analysis

Automated analysis · physical condition

13 of 13 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Salon: Las paredes presentan marcas y desconchones, indicando la necesidad de pintura.
  • •Cocina: Los muebles de cocina son funcionales pero muestran signos de desgaste y un estilo envejecido.
  • •Dormitorio: Las paredes del dormitorio también necesitan ser pintadas.

descriptionDescription

Piso situado en un edificio plurifamiliar bajo rasante con 4 alturas en el municipio de Arico, provincia de Santa C. Tenerife. La vivienda está distribuida en dos dormitorios, un baño completo, salón-comedor, balcón y cocina. Incluye una plaza de garaje y un trastero. El inmueble se encuentra en una zona tranquila, rodeado por viviendas residenciales de similares características. Cuenta con fácil acceso a la carretera y otros nudos de comunicación. Cercano a establecimientos y comercios de la zona. Zona que dispone de todos los servicios y dotaciones tales como, centros educativos, sanitarios, comercios, centro de ocio. Zona con buenas comunicaciones por carretera, líneas de autobús urbanas e interurbanas. A su alrededor podemos encontrar hoteles, instalaciones deportivas, centros, centros educativos, centros sanitarios, y una gran variedad de comercios y restauración. Con nuestros servicios podrá encontrar la casa que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Year built

2005

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 64 m² but the cadastre records 133 m² (+108%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
0645306CS4004N0010YD
Cadastral area
133 m²
Year built
2005
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

47/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
1/15

Vivienda de 64.00m² en San Miguel de Abona a 3464€/m² (mediana zona 3396€/m², delta +2.0%). Estado Mejorable. Posesión libre. Zona baja, 146 días en mercado.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Las Chafiras, San Miguel de Abona, Santa Cruz de Tenerife

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+2.0%In line
Scope
Neighbourhood
Zone median
€3,396 /m²
This asset
€3,464 /m²
Period
junio 2026
Source
Idealista

account_balancevs other bank assets

-17.3%Good price
Scope
City
Zone median
€4,191 /m²
This asset
€3,464 /m²
Samples
37
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€221,700
Transfer tax (ITP) 6.5% — Canarias€14,411
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€776
Estimated total investment€237,887
Estimated refurbishment (state: mejorable)€25,500 – €45,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceApr 2026 (148 days)
On Atalaya since10 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing