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Flat For Sale In C Narcis Oller i Moragas 2 Lloret de Mar Girona

Lloret de Mar, Girona • Apartment • Ref: #24C31983

€109,000-33% vs area market
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Size

56 m²

Price / m²

€1,946

Rooms

1

OccupancyUnconfirmed
62
Flat For Sale In C Narcis Oller i Moragas 2 Lloret de Mar Girona — Lloret de Mar
Photo: Servihabitat

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •La fachada del edificio se ve en buen estado, con ladrillo y balcones modernos.
  • •El exterior del edificio presenta un aspecto cuidado y sin signos de deterioro visible.
  • •Los bajos comerciales están operativos y bien mantenidos, lo que sugiere un buen estado general del edificio.

descriptionDescription

for sale in c narcis oller i moragas 2 lloret de mar girona. Estado: Segunda mano. Extras: garden, lift

Characteristics

Bathrooms

1

Elevator

Yes

Terrace

No

Parking

No

Pool

No

Storage room

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
6777501DG8167N

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

62/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
—
Physical state
20/25
Legal liens
7/15
Zone liquidity
7/15

Vivienda de 56.00m² en Lloret de Mar a 1946€/m² (mediana zona 2928€/m², delta -33.5%). Buen Estado. Posesión desconocida. Zona baja, inventario reciente (44 días).

trending_upStrengths

  • +Descuento del -33.5% frente a la mediana zonal (2928€/m²)
  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lloret de Mar, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-33.5%Strong opportunity
Scope
Municipality
Zone median
€2,928 /m²
This asset
€1,946 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+34.0%Above anchor
Scope
Postal code
Zone median
€1,452 /m²
This asset
€1,946 /m²
Samples
12
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€109,000
Transfer tax (ITP) 10% — Cataluña€10,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€382
Estimated total investment€121,282

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
8 May 2026
€119,000arrow_forward€109,000-8.4%

Listing intel

SourceServihabitat
On Atalaya since28 Apr 2026
Last updated12 Jun 2026

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Aggregated data from public sources and servicer Servihabitat. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing