AtalayaAtalaya

Avenida De las Naciones

Vélez-málaga, Málaga • Apartment • Ref: #2418D2FC

€233,800
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Size

87 m²

Price / m²

€2,692

Rooms

2

OccupancyVacant
50
Avenida De las Naciones — Vélez-málaga
Photo: Solvia
1 / 16

AI visual analysis

Automated analysis · physical condition

16 of 16 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Salon: Las paredes tienen colores muy marcados y se aprecian marcas de haber retirado elementos decorativos, lo que sugiere la necesidad de pintar.
  • •Cocina: La cocina está equipada y parece funcional, pero los acabados y el diseño son algo anticuados.
  • •Dormitorio: Las paredes del dormitorio también muestran signos de desgaste y la necesidad de una nueva capa de pintura.

descriptionDescription

Piso de 87 m² ubicado en Vélez-Málaga, Málaga. Se trata de un piso de 87 m² distribuidos en salón-comedor, cocina, 2 dormitorios y 1 baño. Incluye una plaza de garaje y un trastero en planta sótano. El inmueble se sitúa en la zona de Rubeltor, dentro del núcleo urbano, con acceso a la A-356. Dispone de paradas de autobús urbano e interurbano en el entorno. En la zona se encuentran supermercados, centros educativos, instalaciones deportivas, establecimientos de restauración, oficinas bancarias y comercios. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Year built

2008

Energy rating

F

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 86.84 m² but the cadastre records 136 m² (+57%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
1307601VF0710N0030OM
Cadastral area
136 m²
Year built
2008
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

50/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 86.84m² en Vélez-málaga a 2692€/m² (mediana zona 2705€/m², delta -0.5%). Estado Mejorable. Posesión libre. Zona muy_baja, inventario reciente (27 días).

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vélez-málaga, Málaga

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-0.5%In line
Scope
Municipality
Zone median
€2,705 /m²
This asset
€2,692 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+84.6%Above anchor
Scope
Postal code
Zone median
€1,458 /m²
This asset
€2,692 /m²
Samples
6
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€233,800
Transfer tax (ITP) 7% — Andalucía€16,366
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€818
Estimated total investment€251,984
Estimated refurbishment (state: mejorable)€34,500 – €61,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceAug 2026 (29 days)
On Atalaya since13 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing