AtalayaAtalaya

Paseo De las Acacias, 3

Murcia • Apartment • Ref: #22628A43

€91,000
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Size

103 m²

Price / m²

€883

Rooms

3

OccupancyVacant
70
Paseo De las Acacias, 3 — Murcia
Photo: holapisos
1 / 24

AI visual analysis

Automated analysis · physical condition

24 of 24 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Salon: Las paredes presentan manchas y suciedad, y el suelo de baldosas oscuras muestra desgaste.
  • •Dormitorio: Las paredes necesitan pintura y hay un aparato de aire acondicionado antiguo.
  • •General: La propiedad requiere una actualización estética general, incluyendo pintura y posible cambio de suelos.

descriptionDescription

Vivienda ubicada en Murcia, ideal para familias. Con una superficie de 103 m² construidos distribuidos en 3 habitaciones y 1 baños. Se encuentra en una zona residencial de Murcia. En sus alrededores encontramos el Colegio de Educación Infantil y Primaria San Vicente de Paúl. El entorno ofrece colegios, transporte público y supermercados cercanos, proporcionando una vida cómoda y bien comunicada. Cuenta con fácil acceso a A-30, MU-30 y MU-33. Esta propiedad representa una excelente oportunidad tanto para uso residencial como para inversión inmobiliaria. El inmueble se encuentra en una ubicación privilegiada que combina tranquilidad residencial con proximidad a todos los servicios esenciales. La distribución interior permite un aprovechamiento óptimo del espacio, brindando luminosidad y funcionalidad en cada estancia.

Characteristics

Bathrooms

2

Floor

4

Elevator

No

Terrace

No

Parking

No

Year built

1970

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
1305501XH6010S0015OM
Cadastral area
103 m²
Year built
1970
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 356 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

70/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 103.00m² en Murcia a 883€/m² (mediana zona 2530€/m², delta -65.1%). Estado Mejorable. Posesión libre. Zona alta, 355 días en mercado.

trending_upStrengths

  • +Descuento del -65.1% frente a la mediana zonal (2530€/m²)
  • +Aliseda no marca situación especial: presuponer vivienda libre

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Murcia, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-65.1%Strong opportunity
Scope
Municipality
Zone median
€2,530 /m²
This asset
€883 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+14.8%Above anchor
Scope
Postal code
Zone median
€769 /m²
This asset
€883 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€91,000
Transfer tax (ITP) 8% — Murcia€7,280
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€319
Estimated total investment€99,599
Estimated refurbishment (state: mejorable)€41,000 – €72,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 2 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
13 Jun 2026
€100,100arrow_forward€95,550-4.55%
12 Aug 2026
€95,550arrow_forward€91,000-4.76%

Listing intel

SourceAliseda
On the market sinceSept 2025 (356 days)
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing