AtalayaAtalaya

Calle Garrotxa, Nº, 50

Mataró, Barcelona • Apartment • Ref: #21FE8851

€90,000-25% vs area market
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Size

47 m²

Price / m²

€1,934

Rooms

2

OccupancyVacant
73
Calle Garrotxa, Nº, 50 — Mataró
Photo: Solvia
1 / 24

AI visual analysis

Automated analysis · physical condition

24 of 24 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •La cocina está envejecida y le faltan algunos muebles, pero es funcional.
  • •El salón tiene las paredes blancas y el suelo de baldosas, pero se aprecian algunos desperfectos en la pared junto a la puerta del balcón.
  • •La fachada del edificio es de ladrillo visto y se ve en buen estado general.

descriptionDescription

Piso de 46 m² en venta, situado en la localidad de Mataró, provincia de Barcelona. Construido en 1960, este piso dispone de una superficie de 46 m² y está distribuido en salón-comedor con cocina abierta, amueblada con armarios altos y bajos, 2 dormitorios y 1 baño. La vivienda está bien comunicada, a 13 minutos de la estación del tren, con autobuses próximos con las líneas 1 y 8 y por carretera, mediante los accesos viarios C-1415c y B-40. La zona dispone de equipamiento variado, centro de salud, restaurantes, gasolinera, parques, gimnasio, etc. Con nuestros servicios podrá encontrar la vivienda que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

Yes

Year built

1960

Pool

No

Air conditioning

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 46.53 m² but the cadastre records 54 m² (+16%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
1993117DF5919S0002SA
Cadastral area
54 m²
Year built
1960
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 928 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

73/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
14/15

Vivienda de 46.53m² en Mataró a 1934€/m² (mediana zona 2571€/m², delta -24.8%). Estado Mejorable. Posesión libre. Zona media, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -24.8% frente a la mediana zonal (2571€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −926 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Mataró, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-24.8%Good price
Scope
Municipality
Zone median
€2,571 /m²
This asset
€1,934 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+13.0%Above anchor
Scope
Postal code
Zone median
€1,711 /m²
This asset
€1,934 /m²
Samples
91
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€90,000
Transfer tax (ITP) 10% — Cataluña€9,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€315
Estimated total investment€100,315
Estimated refurbishment (state: mejorable)€18,500 – €32,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (928 days)
On Atalaya since21 Jul 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing