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Adosado en Calle Pablo Neruda, Rioja

Rioja • House • Ref: #21974CBB

€24,700
open_in_newView original listing

Size

74 m²

Price / m²

€335

Rooms

3

OccupancyUnconfirmed
55
Adosado en Calle Pablo Neruda, Rioja — Rioja
Photo: Cimenta2
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La pintura de la fachada se ve desgastada y con algunas manchas.
  • •Exterior: El pavimento exterior presenta un diseño anticuado y algunas zonas con posible desgaste.

descriptionDescription

Vivienda unifamiliar de dos plantas sobre rasante, con una superficie de 74m2 construidos y 65 m2 utiles, según catastro ,situada en el municipio de Rioja, en la provincia de Almeria. Necesita reforma. Con una ubicación próxima al centro urbano, cuenta con todos los servicios, buenas comunicaciones y está rodeada de viviendas de similares características.

Characteristics

Bathrooms

2

Year built

1979

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
7793509WF4879S
Cadastral area
78 m²
Year built
1979
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 302 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

55/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
9/15

Vivienda de 73.80m² en Rioja a 335€/m². Sin referencia zonal. estado mejorable. Posesión desconocida. Zona muy_baja, 301 días en mercado.

warningRisks

  • −Sin referencia zonal disponible

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Rioja

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
3 Jun 2026
€30,800arrow_forward€24,700-19.81%

Listing intel

SourceCimenta2
On the market sinceNov 2025 (302 days)
On Atalaya since13 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing