AtalayaAtalaya

Calle Pacheco

Mataró, Barcelona • Apartment • Ref: #20EB50B1

€189,000
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Size

55 m²

Price / m²

€3,436

Rooms

1

OccupancyOccupied · type to verify
39
Calle Pacheco — Mataró
Photo: Solvia
1 / 13

AI visual analysis

Automated analysis · physical condition

13 of 13 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Piso de 55 m² y garajes ubicados en Mataró, Barcelona. Se trata de un piso de 55 m² distribuidos en salón-comedor, cocina, 1 dormitorio y 1 baño. Las plazas de garaje cuentan con unas superficies desde 19 m², situadas en la planta -1 del sótano del edificio, de fácil acceso desde el exterior y buena maniobrabilidad en el interior. Se sitúan en el núcleo urbano de Mataró, ofreciendo buenos accesos por la carretera C-32 y la autopista A-7. Las comunicaciones públicas son excelentes, contando con diversas líneas de autobuses y la estación de tren de Mataró cercano, lo que facilita la conexión con Barcelona y otras áreas circundantes. En la localidad de Mataró se pueden encontrar variados servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos y oficinas bancarias, además de un amplio repertorio de otros negocios comerciales. Destacan puntos de interés cercanos como el puerto deportivo de Mataró, el Hospital de Mataró y la biblioteca pública Pompeu Fabra. Asimismo, las playas de Mataró ofrecen la oportunidad de disfrutar de momentos de relax frente al mar. Con nuestros servicios podrá encontrar el piso y garaje que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

2007

Pool

No

Air conditioning

No

Heating

Yes

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
4692733DF5949S0019FF
Cadastral area
55 m²
Year built
2007
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 232 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

39/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
10/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 55.00m² en Mataró a 3436€/m² (mediana zona 2571€/m², delta +33.6%). Estado Pendiente De Análisis Visual. Posesión con ocupación a verificar. Zona media, 231 días en mercado.

warningRisks

  • −Precio +33.6% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Mataró, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+33.6%Above anchor
Scope
Municipality
Zone median
€2,571 /m²
This asset
€3,436 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+126.1%Above anchor
Scope
Postal code
Zone median
€1,520 /m²
This asset
€3,436 /m²
Samples
73
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€189,000
Transfer tax (ITP) 10% — Cataluña€18,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€662
Estimated total investment€209,562

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJan 2026 (232 days)
On Atalaya since1 Jul 2026
Last updated1 Sept 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing