AtalayaAtalaya

Piso en Calle Fresador, Almería

Almería • Apartment • Ref: #20A64559

€149,500-36% vs area market
open_in_newView original listing

Size

106 m²

Price / m²

€1,417

Rooms

2

OccupancyUnconfirmed
70
Piso en Calle Fresador, Almería — Almería
Photo: Cimenta2
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Piso de 78m2 construidos y 60m2 útiles situado en edificio de seis plantas ubicado en la calle Fresador en la ciudad de Almería, provincia de Almería. Cuenta con dos habitaciones y un cuarto de baño. Cuenta con una plaza de garaje como anejo inseparable. Se encuentra en una zona residencial de la ciudad. Es una calle tranquila, ideal para pasear o vivir, rodeada de viviendas y espacios verdes cercanos. La zona suele contar con servicios cercanos como tiendas, colegios y parques, haciendo que sea un lugar cómodo y agradable para sus residentes. Además, su ubicación en Almería permite un fácil acceso a otras partes de la ciudad.

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 481 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

70/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
7/15
Zone liquidity
10/15

Vivienda de 105.53m² en Almería a 1417€/m² (mediana zona 2215€/m², delta -36.0%). Estado Pendiente De Análisis Visual. Posesión desconocida. Zona media, stock estancado (479 días).

trending_upStrengths

  • +Descuento del -36.0% frente a la mediana zonal (2215€/m²)

warningRisks

  • −479 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Almería

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-36.0%Strong opportunity
Scope
Municipality
Zone median
€2,215 /m²
This asset
€1,417 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+79.4%Above anchor
Scope
City
Zone median
€790 /m²
This asset
€1,417 /m²
Samples
84
Source
Atalaya (bank inventory)

Listing intel

SourceCimenta2
On the market sinceMay 2025 (481 days)
On Atalaya since5 Jun 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing