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Polígono San Benito. Edificio el Duque, Nº 2, 1ºa

Jerez de la Frontera, Cádiz • Apartment · Auction • Ref: #20A63D66

€111,174
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OccupancyUnconfirmed
39
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

URBANA: Número veinticinco.- Vivienda señalada con el número tres, en el Núcleo número Dos, planta Primera, letra A, del edificio denominado "EL DUQUE", del Conjunto Inmobiliario de la Parcela II-15, del Polígono de San Benito, de esta Ciudad. Es de tipo 1-1. Consta de vestíbulo, estar comedor, cocina, pasillo, tres dormitorios, cuarto de baño, aseo, terraza y lavadero.- Tiene una superficie útil de sesenta y nueve metros con setenta y dos decímetros.- ANEJO INSEPARABLE una participación indivisa del 1,03 por 100 en la totalidad de la planta sótano, que da derecho al uso exclusivo de la PLAZA DE GARAJE en planta sótano, señalada en el plano con el NÚMERO NUEVE-VTiene concedida calificación definitiva de Vivienda de Protección Oficial de Promoción Privada, expediente número 11-1-0004/9

gavelLegal & cadastral analysis

expand_more

balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€166,045
Detalle cargasHipoteca a favor de CAJA DE AHORROS Y MONTE DE PIEDAD DE MADRID por 94400 EUR de capital, 18 meses de intereses remuneratorios al 3.5%, 24 meses de intereses moratorios al 13%, y 14160 EUR para costas procesales y gastos. Anotación de embargo administrativo a favor del ESTADO ESPAÑOL-AGENCIA ESTATAL DE ADMINISTRACIÓN TRIBUTARIA por 56263.96 EUR. Anotación de embargo administrativo a favor de la TESORERÍA GENERAL DE LA SEGURIDAD SOCIAL por 54102.76 EUR. Anotación de embargo administrativo a favor de la TESORERÍA GENERAL DE LA SEGURIDAD SOCIAL por 1691.93 EUR. Anotación preventiva de embargo a favor de DOÑA JOSEFA PÉREZ ROSADO por 64118 EUR de principal y 19235.40 EUR de intereses y costas. Anotación de embargo administrativo a favor de la TESORERÍA GENERAL DE LA SEGURIDAD SOCIAL por 8799.89 EUR.
Hipoteca€94,400
Embargos€144,814
Puja mínima€111,174
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, embargo, anotacion_preventiva, tanteo, afeccion_fiscal
Análisis riesgoLa propiedad tiene múltiples cargas, incluyendo hipoteca y varios embargos administrativos, superando el valor de tasación para subasta. La ocupación es desconocida y existe una afección por tanteo y retracto.

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
7645525QA5674F

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

39/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
4/15
Zone liquidity
7/15
BOE bonus
2/6

Subasta BOE en Jerez de la Frontera a 111,174€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 16 días.

trending_upStrengths

  • +Subasta inminente: cierre en 16 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal

warningRisks

  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Jerez de la Frontera, Cádiz

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

—
Scope
Municipality
Zone median
€2,155 /m²
Period
mayo 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€111,174
Transfer tax (ITP) 7% — Andalucía€7,782
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€389
Estimated total investment€120,345

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 14 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceAug 2026 (6 days)
On Atalaya since29 Aug 2026
Last updated29 Aug 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing