AtalayaAtalaya

Calle Comercio, s/n

Alcarràs, Lleida • Other • Ref: #1DF0085E

€97,500-72% vs area market
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Size

200 m²

Price / m²

€487

OccupancyOccupied · legal tenant
72
Calle Comercio, s/n — Alcarràs
Photo: aliseda
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un aspecto general antiguo y con cierto desgaste.
  • •Exterior: Se observan vehículos estacionados en la calle, indicando un entorno urbano.

descriptionDescription

Local comercial en Alcarràs, Lérida. Con una superficie de 200 m² construidos, ideal para actividad comercial o profesional. Se encuentra cerca del centro de Alcarràs. El entorno ofrece buena visibilidad y accesibilidad para clientes. Cuenta con fácil acceso a L-800, N-II y AP-2. La zona dispone de una amplia oferta de servicios, incluyendo centros de salud, farmacias y espacios deportivos que complementan la vida diaria de los residentes. El entorno se caracteriza por su tranquilidad y por la presencia de zonas verdes y parques que invitan al paseo y al descanso al aire libre. La ubicación estratégica permite disfrutar de una excelente relación entre vida urbana y naturaleza, con múltiples opciones de ocio y cultura en las proximidades. Además, la zona cuenta con una buena red de transporte público que facilita la movilidad y el acceso a las principales áreas de interés de la región.

Characteristics

Elevator

No

Terrace

No

Parking

No

Year built

1975

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
3642801BG9034S0034MK
Cadastral area
200 m²
Year built
1975
Cadastral use
Commercial

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

72/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
12/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
10/15

Vivienda de 200.00m² en Alcarràs a 487€/m² (mediana zona 1090€/m², delta -55.3%). Estado Mejorable. Posesión con inquilino legal. Zona muy_baja, inventario reciente (63 días).

trending_upStrengths

  • +Descuento del -55.3% frente a la mediana zonal (1090€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Alcarràs, Lleida

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-55.3%Strong opportunity
Scope
Municipality
Zone median
€1,090 /m²
This asset
€487 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+8.5%Above anchor
Scope
Province (MITMA)
Zone median
€449 /m²
This asset
€487 /m²
Samples
306
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€97,500
Transfer tax (ITP) 10% — Cataluña€9,750
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€341
Estimated total investment€108,591
Estimated refurbishment (state: mejorable)€80,000 – €140,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
31 Aug 2026
€60,500arrow_forward€97,500-61.16%

Listing intel

SourceAliseda
On the market sinceJun 2026 (64 days)
On Atalaya since1 Jul 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing